In response to the problem of improving practical abilities of students in the process of cultivating innovative talents in the field of financial technology in the specialized software college,this paper analyzes the...In response to the problem of improving practical abilities of students in the process of cultivating innovative talents in the field of financial technology in the specialized software college,this paper analyzes the characteristics and applicability of problem-based learning(PBL)method,proposes a PBL course integration design scheme for the integration of business and technology in the field of financial technology,and provides corresponding course cases.The plan described in this article has been jointly demonstrated by experts from schools and enterprises and has received good feedback.展开更多
The moment a media delegation from the Republic of the Congo arrived at the Othello Kitchenware Museum on 18 November 2025,they were greeted with a vivid show of Guangdong’s industrial strength.Standing before them w...The moment a media delegation from the Republic of the Congo arrived at the Othello Kitchenware Museum on 18 November 2025,they were greeted with a vivid show of Guangdong’s industrial strength.Standing before them was not a typical exhibition hall,but a building shaped like a gleaming stainless-steel cooking pot.展开更多
Background:With the rapid development of modern emerging technologies,the ethical dilemmas and social controversies triggered by scientific and technological activities have become increasingly prominent.How to guide ...Background:With the rapid development of modern emerging technologies,the ethical dilemmas and social controversies triggered by scientific and technological activities have become increasingly prominent.How to guide technology for good and prevent and control technological risks has become an important issue of global concern.Research on science and technology ethics is dedicated to integrating ethical theories into governance practices and constructing ethical models that adapt to the development of the times.Methods:This article systematically reviews the six core approaches of scientific and technological ethics thought,including technological autonomy and political philosophy criticism,responsibility ethics and intergenerational obligations,technological intermediation and the integration of life and the world,ethical principles and normative frameworks,participatory governance and ethical practice innovation,as well as domain-specific ethical norms,thereby constructing an ethical analysis framework applicable to medical technology risks.And cross-analysis was conducted by taking medical events such as gene editing and xenotransplantation as examples.Results:Research shows that a single ethical approach has limitations in addressing complex medical ethical challenges,while the six approaches are complementary and synergistic.By criticizing technological autonomy,establishing a responsibility ethics orientation,setting the bottom line of ethical principles,promoting participatory governance,formulating domain norms,and continuously reflecting on the intermediary nature of technology,a multi-level and dynamically adaptive governance system for scientific and technological ethics can be constructed.Conclusion:The key to addressing contemporary medical ethics challenges lies in the comprehensive application of science and technology ethics theories and the integration of ethical considerations throughout the entire process of scientific and technological research and development.In the future,a governance framework that adapts to the development of new technologies should be established to promote cross-cultural and cross-disciplinary ethical dialogue and public participation,ensuring that scientific and technological innovation always serves the dignity of human life and overall well-being.展开更多
The study aims to investigate the financial technology(FinTech)factors influencing Chinese banking performance.Financial expectations and global realities may be changed by FinTech’s multidimensional scope,which is l...The study aims to investigate the financial technology(FinTech)factors influencing Chinese banking performance.Financial expectations and global realities may be changed by FinTech’s multidimensional scope,which is lacking in the traditional financial sector.The use of technology to automate financial services is becoming more important for economic organizations and industries because the digital age has seen a period of transition in terms of consumers and personalization.The future of FinTech will be shaped by technologies like the Internet of Things,blockchain,and artificial intelligence.The involvement of these platforms in financial services is a major concern for global business growth.FinTech is becoming more popular with customers because of such benefits.FinTech has driven a fundamental change within the financial services industry,placing the client at the center of everything.Protection has become a primary focus since data are a component of FinTech transactions.The task of consolidating research reports for consensus is very manual,as there is no standardized format.Although existing research has proposed certain methods,they have certain drawbacks in FinTech payment systems(including cryptocurrencies),credit markets(including peer-to-peer lending),and insurance systems.This paper implements blockchainbased financial technology for the banking sector to overcome these transition issues.In this study,we have proposed an adaptive neuro-fuzzy-based K-nearest neighbors’algorithm.The chaotic improved foraging optimization algorithm is used to optimize the proposed method.The rolling window autoregressive lag modeling approach analyzes FinTech growth.The proposed algorithm is compared with existing approaches to demonstrate its efficiency.The findings showed that it achieved 91%accuracy,90%privacy,96%robustness,and 25%cyber-risk performance.Compared with traditional approaches,the recommended strategy will be more convenient,safe,and effective in the transition period.展开更多
This paper conducted a comprehensive analysis based on bibliometrics and science mapping analysis.First,848 publications were obtained from Web of Science.Their fundamental characteristics were analyzed,including the ...This paper conducted a comprehensive analysis based on bibliometrics and science mapping analysis.First,848 publications were obtained from Web of Science.Their fundamental characteristics were analyzed,including the types,annual publications,hot research directions,and foci(by theme analysis,co-occurrence analysis,and timeline analysis of author keywords).Next,the prolific objects(at the level of countries/regions,institutions,journals,and authors)and corresponding pivotal cooperative relationship networks were used to highlight who pays attention to FinTech.Furthermore,the citation structures of authors and journals were investigated,including citation and co-citation.Additionally,this paper presents the burst detection analysis of cited authors,journals,and references.Finally,combining the analysis results with the current financial environment,the challenges and future development opportunities are discussed further.Accordingly,a comprehensive study of the FinTech documents not only reviews the current research characteristics and trajectories but also helps scholars find the appropriate research entry point and conduct in-depth research.展开更多
Iris recognition technology(IRT)-based authentication is a biometric financial technology(FinTech)application used to automate user recognition and verification.In addition to being a controversial technology with var...Iris recognition technology(IRT)-based authentication is a biometric financial technology(FinTech)application used to automate user recognition and verification.In addition to being a controversial technology with various facilitators and inhibitors,the adoption of IRT-based FinTech is driven by contextual factors,such as customer perceptions,deployed biometric technology,and financial transaction settings.Due to its controversial and contextual properties,analyzing IRT-based FinTech acceptance is challenging.This study uses a net valence framework to investigate the salient positive and negative factors influencing the intention to use IRT-based FinTech in automated teller machines(ATMs)in Jordan.This study is pertinent because there is a dearth of research on IRT-based FinTech in the relevant literature;most previous research has taken purely engineering and technical approaches.Furthermore,despite considerable investments by banks and other financial institutions in this FinTech,target user adoption is minimal,and only 6% of Jordan’s ATM transactions are currently IRT-enabled.This study employs mixed methods.In the first qualitative study,17 Jordanian customers were interviewed regarding the benefits and risks of IRT-based FinTech in ATMs.Content analyses determined the most important concepts or themes.The advantages include financial security,convenience,and FinTech-enabled hygiene,whereas the concerns include performance,financial,privacy,and physical risks.The research model is constructed based on the qualitative study and theoretical underpinnings,wherein 631 Jordanian bank customers with active ATM accounts were surveyed to validate the research model.The findings indicate that IRT-based FinTech usage in ATMs is proportional to its perceived value.In descending order of effect,financial security,FinTech-enabled hygiene,and convenience benefits positively impact perceived value.Privacy,financial,and physical risks have negative impacts on perceived value,whereas performance risk has no effect.This study contributes to the relatively untapped domain of biometric technology in information systems,with important theoretical and practical implications.展开更多
Terahertz biotechnology has been increasingly applied in various biomedical fields and has especially shown great potential for application in brain sciences.In this article,we review the development of terahertz biot...Terahertz biotechnology has been increasingly applied in various biomedical fields and has especially shown great potential for application in brain sciences.In this article,we review the development of terahertz biotechnology and its applications in the field of neuropsychiatry.Available evidence indicates promising prospects for the use of terahertz spectroscopy and terahertz imaging techniques in the diagnosis of amyloid disease,cerebrovascular disease,glioma,psychiatric disease,traumatic brain injury,and myelin deficit.In vitro and animal experiments have also demonstrated the potential therapeutic value of terahertz technology in some neuropsychiatric diseases.Although the precise underlying mechanism of the interactions between terahertz electromagnetic waves and the biosystem is not yet fully understood,the research progress in this field shows great potential for biomedical noninvasive diagnostic and therapeutic applications.However,the biosafety of terahertz radiation requires further exploration regarding its two-sided efficacy in practical applications.This review demonstrates that terahertz biotechnology has the potential to be a promising method in the field of neuropsychiatry based on its unique advantages.展开更多
Subgrade engineering is a fundamental aspect of infrastructure construction in China.As the primary structural element responsible for bearing and distributing traffic loads,the subgrade must not only withstand the su...Subgrade engineering is a fundamental aspect of infrastructure construction in China.As the primary structural element responsible for bearing and distributing traffic loads,the subgrade must not only withstand the substantial pressures exerted by vehicles,trains,and other forms of transportation,but also efficiently transfer these loads to the underlying foundation,ensuring the stability and longevity of the roadway.In recent years,advancements in subgrade engineering technology have propelled the industry towards smarter,greener,and more sustainable practices,particularly in the areas of intelligent monitoring,disaster management,and innovative construction methods.This paper reviews the application and methodologies of intelligent testing equipment,including cone penetration testing(CPT)devices,soil resistivity testers,and intelligent rebound testers,in subgrade engineering.It examines the operating principles,advantages,limitations,and application ranges of these tools in subgrade testing.Additionally,the paper evaluates the practical use of advanced equipment from both domestic and international perspectives,addressing the challenges encountered by various instruments in realworld applications.These devices enable precise,comprehensive testing and evaluation of subgrade conditions at different stages,providing real-time data analysis and intelligent early warnings.This supports effective subgrade health management and maintenance.As intelligent technologies continue to evolve and integrate,these tools will increasingly enhance the accuracy,efficiency,and sustainability of subgrade monitoring.展开更多
As artificial intelligence(AI)technology has continued to develop,its efficient data processing and pattern recognition capabilities have significantly improved the precision and speed of decision-making processes,and...As artificial intelligence(AI)technology has continued to develop,its efficient data processing and pattern recognition capabilities have significantly improved the precision and speed of decision-making processes,and it has been widely applied across various fields.In the field of astronomy,AI techniques have demonstrated unique advantages,particularly in the identification of pulsars and their candidates.AI is able to address the challenges of pulsar celestial body identification and classification because of its accuracy and efficiency.This paper systematically surveys commonly used AI models for pulsar candidate identification,analyzing and discussing the typical applications of machine learning,artificial neural networks,convolutional neural networks,and generative adversarial networks in candidate identification.Furthermore,it explores how th.e introduction of AI techniques not only enhances the efficiency and accuracy of pulsar identification but also provides new perspectives and tools for pulsar survey data processing,thus playing a significant role in advancing pulsar research and the field of astronomy.展开更多
As the core information infrastructure of modern information warfare,the offensive and defensive confrontations of satellite navigation systems have given rise to navigation warfare,which focuses on seizing control of...As the core information infrastructure of modern information warfare,the offensive and defensive confrontations of satellite navigation systems have given rise to navigation warfare,which focuses on seizing control of navigation resources.Based on the space segment,control segment,and user segment of satellite navigation systems,this paper systematically constructs an offensive-defensive technology system for navigation warfare,and deeply analyzes core measures such as signal enhancement and suppression,autonomous navigation and link jamming,anti-jamming reception,and integrated navigation.It extracts key technologies including adaptive nulling antennas,joint filtering,and multi-dimensional combined jamming,and discusses the technical effectiveness of these technologies by incorporating relevant cases.The advantages of navigation warfare stem from multi-segment coordination and technological inte-gration.In the future,the development directions of navigation warfare will focus on three aspects:enhancing satellite capabilities,tackling core technical challenges,and building a multi-dimensional system.展开更多
This study investigated the application and the application value of intelligent emergency in emergency management in the big data environment.It addresses the neglect of the application value(performance)measurement ...This study investigated the application and the application value of intelligent emergency in emergency management in the big data environment.It addresses the neglect of the application value(performance)measurement of intelligent emergency,further improving the effectiveness of intelligent emergency management.First,approximately 3,900 documents from the intelligent emergency field are analyzed to determine the future research trend in intelligent emergency management.The socio-technical theory concerning technical and social systems is introduced.The emergency management system concepts of“technology enabling”and“enabling value creation”are defined according to bibliometric analysis and socio-technical theory.Second,a research framework that includes technology enabling and enabling value creation for the decision-making paradigm in emergency management according to the big data environment is constructed.A detailed analysis approach from intelligent emergency technology enabling to enabling value creation in emergency management is proposed.Finally,earthquake disasters are taken as examples,and specific analyses of the intelligent emergency enabling and enabling value creation are explored;enabling value creation is discussed based on measurable indicators.The clear concept of emergency management system technology enabling and enabling value creation,as well as the detailed analysis approach from intelligent emergency technology enabling to enabling value creation,provide a theoretical bases for scholars and practitioners to evaluate the value(performance)of intelligent emergency for the first time.展开更多
When the expressway crosses the goafs inevitably,the design is generally to build the road on coal pillars as much as possible.However,the existing coal pillars are often unable to meet relevant requirements of highwa...When the expressway crosses the goafs inevitably,the design is generally to build the road on coal pillars as much as possible.However,the existing coal pillars are often unable to meet relevant requirements of highway construction.Combining three-dimensional physical model tests,numerical simulations and field monitoring,with the Urumqi East Second Ring Road passing through acute inclined goafs as a background,the deformation and failure mechanism of the overlying rock and coal pillars in acute inclined goafs under expressway load were studied.And in accordance with construction requirements of subgrade,comprehensive consideration of the deformation and instability mechanism of acute inclined goafs,the treatment measures and suggestions for this type of geological disasters were put forward.The research results confirmed the rationality of coal pillars in acute inclined goafs under the expressway through grouting.According to the ratio of diff erent overlying rock thickness to coal pillar height,the change trend and value of the required grouting range were summarized,which can provide reference for similar projects.展开更多
Surface engineering plays a crucial role in improving the performance of high energy materials,and polydopamine(PDA)is widely used in the field of energetic materials for surface modification and functionalization.In ...Surface engineering plays a crucial role in improving the performance of high energy materials,and polydopamine(PDA)is widely used in the field of energetic materials for surface modification and functionalization.In order to obtain high-quality HMX@PDA-based PBX explosives with high sphericity and a narrow particle size distribution,composite microspheres were prepared using co-axial droplet microfluidic technology.The formation mechanism,thermal behavior,mechanical sensitivity,electrostatic spark sensitivity,compressive strength,and combustion performance of the microspheres were investigated.The results show that PDA can effectively enhance the interfacial interaction between the explosive particles and the binder under the synergistic effect of chemical bonds and the physical"mechanical interlocking"structure.Interface reinforcement causes the thermal decomposition temperature of the sample microspheres to move to a higher temperature,with the sensitivity to impact,friction,and electrostatic sparks(for S-1)increasing by 12.5%,31.3%,and 81.5%respectively,and the compressive strength also increased by 30.7%,effectively enhancing the safety performance of the microspheres.Therefore,this study provides an effective and universal strategy for preparing high-quality functional explosives,and also provides some reference for the safe use of energetic materials in practical applications.展开更多
In recent years,perovskite solar cells(PSCs)have garnered significant attention as a potential mainstream technology in the future photovol-taic(PV)market.This is primarily attributed to their salient advantages inclu...In recent years,perovskite solar cells(PSCs)have garnered significant attention as a potential mainstream technology in the future photovol-taic(PV)market.This is primarily attributed to their salient advantages including high efficiency,low cost,and ease of preparation.Nota-bly,the power conversion efficiency(PCE)of PSCs has experienced a remarkable increase from 3.8%in 2009 to over 26%at present.Conse-quently,the adoption of roll-to-roll(R2R)technology for PSCs is considered a crucial step towards their successful commercialization.This arti-de reviews the diverse substrates,scalable deposition techniques(such as solution-based knife-coating and spraying technology),and optimiza.tion procedures employed in recent years to enhance device performance within the R2R process.Additionally,novel perspectives are presented to enrich the existing knowledge in this field.展开更多
This article explores the design of a wireless fire alarm system supported by advanced data fusion technology.It includes discussions on the basic design ideas of the wireless fire alarm system,hardware design analysi...This article explores the design of a wireless fire alarm system supported by advanced data fusion technology.It includes discussions on the basic design ideas of the wireless fire alarm system,hardware design analysis,software design analysis,and simulation analysis,all supported by data fusion technology.Hopefully,this analysis can provide some reference for the rational application of data fusion technology to meet the actual design and application requirements of the system.展开更多
This paper focuses on the preparation of rare earth oxide products from rare earth chloride solutions during the rare earth extraction and separation processes,as well as the recycling of magnesium chloride solutions....This paper focuses on the preparation of rare earth oxide products from rare earth chloride solutions during the rare earth extraction and separation processes,as well as the recycling of magnesium chloride solutions.It proposes the idea of introducing spray pyrolysis technology into the rare earth extraction and separation processes.This paper briefly describes the development history of chloride spray pyrolysis technology,focusing on the research status and application progress of rare earth chloride solution and magnesium chloride solution spray pyrolysis technology,as well as spray pyrolysis equipment.The paper also analyzes the challenges and technical intricacies associated with applying spray pyrolysis technology to chloride solutions in the rare earth extraction and separation processes.Additionally,it explores future trends and proposes strategies to facilitate the full recycling of acids and bases,streamline the process flow,and enhance the prospects for green and low-carbon rare earth metallurgy.展开更多
Purpose–This study summarizes the overall situation of the resources of the national science and technology innovation platform in the railway industry,including the distribution of platform types,supporting institut...Purpose–This study summarizes the overall situation of the resources of the national science and technology innovation platform in the railway industry,including the distribution of platform types,supporting institutions,construction sites,professional fields,etc.,to provide a reference for the further improvement and optimization of the national science and technology innovation platform system in the railway industry.Design/methodology/approach–Through literature review,field investigation,expert consultation and other methods,this paper systematically investigates and analyzes the development status of the national science and technology innovation platform in the railway industry.Findings–Taking the national science and technology innovation platform of the railway industry as the research object,this paper investigates and analyzes the construction,development and distribution of the national science and technology innovation platform of railway industry over the years.And the National Engineering Research Center of High-speed Railway and Urban Rail Transit System Technology was taken as an example to introduce its operation effect.Originality/value–China Railway has made great development achievements,with the construction and development of national science and technology innovation platform in the railway industry.In recent years,a large number of national science and technology innovation platforms have been built in the railway industry,which play an important role in railway technological innovation,standard setting and commodification,and Railway Sciences provide strong support for railway technology development.展开更多
Future financing has the potential to evolve into a forward-looking and ingenious system that can enrich diverse technologies.This investigation focuses on five attractive emerging technologies tied to the finance,nam...Future financing has the potential to evolve into a forward-looking and ingenious system that can enrich diverse technologies.This investigation focuses on five attractive emerging technologies tied to the finance,namely artificial intelligence(AI),machine learning,blockchain,augmented reality(AR)/virtual reality(VR),and quantum mechanics.Within the financial milieu,there is an ongoing pursuit for more precise,optimized,secure,and agile solutions capable of managing multifarious financial undertakings.Emerging technologies present remarkable modalities for achieving these objectives.This scholarly exposition expounds upon the creation of emerging technologies within the financial world,while concurrently deliberating upon the prospective applications of these technologies within financial systems.Given the nascent stage of development that characterizes these emerging technologies,the advancement of financial performance emerges as a substantial challenge owing to both technological and operational advantages.Technology-oriented financing has emerged as an essential trajectory for shaping the future of finance.展开更多
The 52nd issue of Financial Innovation(FIN),Volume 11,No.4(2025),features 19 papers that can be classified into two main themes:the Special Issue on Green Digital Finance and Energy Transition,and FinTech and Market A...The 52nd issue of Financial Innovation(FIN),Volume 11,No.4(2025),features 19 papers that can be classified into two main themes:the Special Issue on Green Digital Finance and Energy Transition,and FinTech and Market Analysis.展开更多
文摘In response to the problem of improving practical abilities of students in the process of cultivating innovative talents in the field of financial technology in the specialized software college,this paper analyzes the characteristics and applicability of problem-based learning(PBL)method,proposes a PBL course integration design scheme for the integration of business and technology in the field of financial technology,and provides corresponding course cases.The plan described in this article has been jointly demonstrated by experts from schools and enterprises and has received good feedback.
文摘The moment a media delegation from the Republic of the Congo arrived at the Othello Kitchenware Museum on 18 November 2025,they were greeted with a vivid show of Guangdong’s industrial strength.Standing before them was not a typical exhibition hall,but a building shaped like a gleaming stainless-steel cooking pot.
基金supported by the National Key Research and Development Program(Grant No.2024YFA0917200)the Projects of the Chinese Center for Disease Control and Prevention(Grant No.BB2110240093)World Medical History under the Education Innovation Plan of the University of Science and Technology of China(Grant No.2024YCHX07).
文摘Background:With the rapid development of modern emerging technologies,the ethical dilemmas and social controversies triggered by scientific and technological activities have become increasingly prominent.How to guide technology for good and prevent and control technological risks has become an important issue of global concern.Research on science and technology ethics is dedicated to integrating ethical theories into governance practices and constructing ethical models that adapt to the development of the times.Methods:This article systematically reviews the six core approaches of scientific and technological ethics thought,including technological autonomy and political philosophy criticism,responsibility ethics and intergenerational obligations,technological intermediation and the integration of life and the world,ethical principles and normative frameworks,participatory governance and ethical practice innovation,as well as domain-specific ethical norms,thereby constructing an ethical analysis framework applicable to medical technology risks.And cross-analysis was conducted by taking medical events such as gene editing and xenotransplantation as examples.Results:Research shows that a single ethical approach has limitations in addressing complex medical ethical challenges,while the six approaches are complementary and synergistic.By criticizing technological autonomy,establishing a responsibility ethics orientation,setting the bottom line of ethical principles,promoting participatory governance,formulating domain norms,and continuously reflecting on the intermediary nature of technology,a multi-level and dynamically adaptive governance system for scientific and technological ethics can be constructed.Conclusion:The key to addressing contemporary medical ethics challenges lies in the comprehensive application of science and technology ethics theories and the integration of ethical considerations throughout the entire process of scientific and technological research and development.In the future,a governance framework that adapts to the development of new technologies should be established to promote cross-cultural and cross-disciplinary ethical dialogue and public participation,ensuring that scientific and technological innovation always serves the dignity of human life and overall well-being.
基金from funding agencies in the public,commercial,or not-for-profit sectors.
文摘The study aims to investigate the financial technology(FinTech)factors influencing Chinese banking performance.Financial expectations and global realities may be changed by FinTech’s multidimensional scope,which is lacking in the traditional financial sector.The use of technology to automate financial services is becoming more important for economic organizations and industries because the digital age has seen a period of transition in terms of consumers and personalization.The future of FinTech will be shaped by technologies like the Internet of Things,blockchain,and artificial intelligence.The involvement of these platforms in financial services is a major concern for global business growth.FinTech is becoming more popular with customers because of such benefits.FinTech has driven a fundamental change within the financial services industry,placing the client at the center of everything.Protection has become a primary focus since data are a component of FinTech transactions.The task of consolidating research reports for consensus is very manual,as there is no standardized format.Although existing research has proposed certain methods,they have certain drawbacks in FinTech payment systems(including cryptocurrencies),credit markets(including peer-to-peer lending),and insurance systems.This paper implements blockchainbased financial technology for the banking sector to overcome these transition issues.In this study,we have proposed an adaptive neuro-fuzzy-based K-nearest neighbors’algorithm.The chaotic improved foraging optimization algorithm is used to optimize the proposed method.The rolling window autoregressive lag modeling approach analyzes FinTech growth.The proposed algorithm is compared with existing approaches to demonstrate its efficiency.The findings showed that it achieved 91%accuracy,90%privacy,96%robustness,and 25%cyber-risk performance.Compared with traditional approaches,the recommended strategy will be more convenient,safe,and effective in the transition period.
基金National Natural Science Foundation of China under Grant 71771155.
文摘This paper conducted a comprehensive analysis based on bibliometrics and science mapping analysis.First,848 publications were obtained from Web of Science.Their fundamental characteristics were analyzed,including the types,annual publications,hot research directions,and foci(by theme analysis,co-occurrence analysis,and timeline analysis of author keywords).Next,the prolific objects(at the level of countries/regions,institutions,journals,and authors)and corresponding pivotal cooperative relationship networks were used to highlight who pays attention to FinTech.Furthermore,the citation structures of authors and journals were investigated,including citation and co-citation.Additionally,this paper presents the burst detection analysis of cited authors,journals,and references.Finally,combining the analysis results with the current financial environment,the challenges and future development opportunities are discussed further.Accordingly,a comprehensive study of the FinTech documents not only reviews the current research characteristics and trajectories but also helps scholars find the appropriate research entry point and conduct in-depth research.
文摘Iris recognition technology(IRT)-based authentication is a biometric financial technology(FinTech)application used to automate user recognition and verification.In addition to being a controversial technology with various facilitators and inhibitors,the adoption of IRT-based FinTech is driven by contextual factors,such as customer perceptions,deployed biometric technology,and financial transaction settings.Due to its controversial and contextual properties,analyzing IRT-based FinTech acceptance is challenging.This study uses a net valence framework to investigate the salient positive and negative factors influencing the intention to use IRT-based FinTech in automated teller machines(ATMs)in Jordan.This study is pertinent because there is a dearth of research on IRT-based FinTech in the relevant literature;most previous research has taken purely engineering and technical approaches.Furthermore,despite considerable investments by banks and other financial institutions in this FinTech,target user adoption is minimal,and only 6% of Jordan’s ATM transactions are currently IRT-enabled.This study employs mixed methods.In the first qualitative study,17 Jordanian customers were interviewed regarding the benefits and risks of IRT-based FinTech in ATMs.Content analyses determined the most important concepts or themes.The advantages include financial security,convenience,and FinTech-enabled hygiene,whereas the concerns include performance,financial,privacy,and physical risks.The research model is constructed based on the qualitative study and theoretical underpinnings,wherein 631 Jordanian bank customers with active ATM accounts were surveyed to validate the research model.The findings indicate that IRT-based FinTech usage in ATMs is proportional to its perceived value.In descending order of effect,financial security,FinTech-enabled hygiene,and convenience benefits positively impact perceived value.Privacy,financial,and physical risks have negative impacts on perceived value,whereas performance risk has no effect.This study contributes to the relatively untapped domain of biometric technology in information systems,with important theoretical and practical implications.
基金supported by grants from the National Key R&D Program of China,No.2017YFC0909200(to DC)the National Natural Science Foundation of China,No.62075225(to HZ)+1 种基金Zhejiang Provincial Medical Health Science and Technology Project,No.2023XY053(to ZP)Zhejiang Provincial Traditional Chinese Medical Science and Technology Project,No.2023ZL703(to ZP).
文摘Terahertz biotechnology has been increasingly applied in various biomedical fields and has especially shown great potential for application in brain sciences.In this article,we review the development of terahertz biotechnology and its applications in the field of neuropsychiatry.Available evidence indicates promising prospects for the use of terahertz spectroscopy and terahertz imaging techniques in the diagnosis of amyloid disease,cerebrovascular disease,glioma,psychiatric disease,traumatic brain injury,and myelin deficit.In vitro and animal experiments have also demonstrated the potential therapeutic value of terahertz technology in some neuropsychiatric diseases.Although the precise underlying mechanism of the interactions between terahertz electromagnetic waves and the biosystem is not yet fully understood,the research progress in this field shows great potential for biomedical noninvasive diagnostic and therapeutic applications.However,the biosafety of terahertz radiation requires further exploration regarding its two-sided efficacy in practical applications.This review demonstrates that terahertz biotechnology has the potential to be a promising method in the field of neuropsychiatry based on its unique advantages.
基金supported by the National Natural Science Foundation of China for Distinguished Young Scholars(Grant No.42225206)National Natural Science Foundation of China(42207180,42477209,42302320).
文摘Subgrade engineering is a fundamental aspect of infrastructure construction in China.As the primary structural element responsible for bearing and distributing traffic loads,the subgrade must not only withstand the substantial pressures exerted by vehicles,trains,and other forms of transportation,but also efficiently transfer these loads to the underlying foundation,ensuring the stability and longevity of the roadway.In recent years,advancements in subgrade engineering technology have propelled the industry towards smarter,greener,and more sustainable practices,particularly in the areas of intelligent monitoring,disaster management,and innovative construction methods.This paper reviews the application and methodologies of intelligent testing equipment,including cone penetration testing(CPT)devices,soil resistivity testers,and intelligent rebound testers,in subgrade engineering.It examines the operating principles,advantages,limitations,and application ranges of these tools in subgrade testing.Additionally,the paper evaluates the practical use of advanced equipment from both domestic and international perspectives,addressing the challenges encountered by various instruments in realworld applications.These devices enable precise,comprehensive testing and evaluation of subgrade conditions at different stages,providing real-time data analysis and intelligent early warnings.This supports effective subgrade health management and maintenance.As intelligent technologies continue to evolve and integrate,these tools will increasingly enhance the accuracy,efficiency,and sustainability of subgrade monitoring.
基金supported by the National Key R&D Program of China(2021YFC2203502 and 2022YFF0711502)the National Natural Science Foundation of China(NSFC)(12173077)+4 种基金the Tianshan Talent Project of Xinjiang Uygur Autonomous Region(2022TSYCCX0095 and 2023TSYCCX0112)the Scientific Instrument Developing Project of the Chinese Academy of Sciences(PTYQ2022YZZD01)China National Astronomical Data Center(NADC)the Operation,Maintenance and Upgrading Fund for Astronomical Telescopes and Facility Instruments,budgeted from the Ministry of Finance of China(MOF)and administrated by the Chinese Academy of Sciences(CAS)Natural Science Foundation of Xinjiang Uygur Autonomous Region(2022D01A360)。
文摘As artificial intelligence(AI)technology has continued to develop,its efficient data processing and pattern recognition capabilities have significantly improved the precision and speed of decision-making processes,and it has been widely applied across various fields.In the field of astronomy,AI techniques have demonstrated unique advantages,particularly in the identification of pulsars and their candidates.AI is able to address the challenges of pulsar celestial body identification and classification because of its accuracy and efficiency.This paper systematically surveys commonly used AI models for pulsar candidate identification,analyzing and discussing the typical applications of machine learning,artificial neural networks,convolutional neural networks,and generative adversarial networks in candidate identification.Furthermore,it explores how th.e introduction of AI techniques not only enhances the efficiency and accuracy of pulsar identification but also provides new perspectives and tools for pulsar survey data processing,thus playing a significant role in advancing pulsar research and the field of astronomy.
文摘As the core information infrastructure of modern information warfare,the offensive and defensive confrontations of satellite navigation systems have given rise to navigation warfare,which focuses on seizing control of navigation resources.Based on the space segment,control segment,and user segment of satellite navigation systems,this paper systematically constructs an offensive-defensive technology system for navigation warfare,and deeply analyzes core measures such as signal enhancement and suppression,autonomous navigation and link jamming,anti-jamming reception,and integrated navigation.It extracts key technologies including adaptive nulling antennas,joint filtering,and multi-dimensional combined jamming,and discusses the technical effectiveness of these technologies by incorporating relevant cases.The advantages of navigation warfare stem from multi-segment coordination and technological inte-gration.In the future,the development directions of navigation warfare will focus on three aspects:enhancing satellite capabilities,tackling core technical challenges,and building a multi-dimensional system.
基金the National Natural Science Foundation of China(Grant No.:71771061).
文摘This study investigated the application and the application value of intelligent emergency in emergency management in the big data environment.It addresses the neglect of the application value(performance)measurement of intelligent emergency,further improving the effectiveness of intelligent emergency management.First,approximately 3,900 documents from the intelligent emergency field are analyzed to determine the future research trend in intelligent emergency management.The socio-technical theory concerning technical and social systems is introduced.The emergency management system concepts of“technology enabling”and“enabling value creation”are defined according to bibliometric analysis and socio-technical theory.Second,a research framework that includes technology enabling and enabling value creation for the decision-making paradigm in emergency management according to the big data environment is constructed.A detailed analysis approach from intelligent emergency technology enabling to enabling value creation in emergency management is proposed.Finally,earthquake disasters are taken as examples,and specific analyses of the intelligent emergency enabling and enabling value creation are explored;enabling value creation is discussed based on measurable indicators.The clear concept of emergency management system technology enabling and enabling value creation,as well as the detailed analysis approach from intelligent emergency technology enabling to enabling value creation,provide a theoretical bases for scholars and practitioners to evaluate the value(performance)of intelligent emergency for the first time.
基金Science and Technology Major Project of Xinjiang Uygur Autonomous Region(2020A03003-7)Fundamental Research on Natural Science Program of Shaanxi Province(2021JM-180)+2 种基金Fundamental Research Funds for the Central Universities,CHD(Project for Leading Talents)(300102211302)Tianshan Cedar Plan of Science and Technology Department of Xinjiang Uygur Autonomous Region(2017XS13)Shaanxi Province Young Talent Lifting Program(CLGC202219).
文摘When the expressway crosses the goafs inevitably,the design is generally to build the road on coal pillars as much as possible.However,the existing coal pillars are often unable to meet relevant requirements of highway construction.Combining three-dimensional physical model tests,numerical simulations and field monitoring,with the Urumqi East Second Ring Road passing through acute inclined goafs as a background,the deformation and failure mechanism of the overlying rock and coal pillars in acute inclined goafs under expressway load were studied.And in accordance with construction requirements of subgrade,comprehensive consideration of the deformation and instability mechanism of acute inclined goafs,the treatment measures and suggestions for this type of geological disasters were put forward.The research results confirmed the rationality of coal pillars in acute inclined goafs under the expressway through grouting.According to the ratio of diff erent overlying rock thickness to coal pillar height,the change trend and value of the required grouting range were summarized,which can provide reference for similar projects.
基金supported by the National Natural Science Foundation of China(Grant No.22005275).
文摘Surface engineering plays a crucial role in improving the performance of high energy materials,and polydopamine(PDA)is widely used in the field of energetic materials for surface modification and functionalization.In order to obtain high-quality HMX@PDA-based PBX explosives with high sphericity and a narrow particle size distribution,composite microspheres were prepared using co-axial droplet microfluidic technology.The formation mechanism,thermal behavior,mechanical sensitivity,electrostatic spark sensitivity,compressive strength,and combustion performance of the microspheres were investigated.The results show that PDA can effectively enhance the interfacial interaction between the explosive particles and the binder under the synergistic effect of chemical bonds and the physical"mechanical interlocking"structure.Interface reinforcement causes the thermal decomposition temperature of the sample microspheres to move to a higher temperature,with the sensitivity to impact,friction,and electrostatic sparks(for S-1)increasing by 12.5%,31.3%,and 81.5%respectively,and the compressive strength also increased by 30.7%,effectively enhancing the safety performance of the microspheres.Therefore,this study provides an effective and universal strategy for preparing high-quality functional explosives,and also provides some reference for the safe use of energetic materials in practical applications.
文摘In recent years,perovskite solar cells(PSCs)have garnered significant attention as a potential mainstream technology in the future photovol-taic(PV)market.This is primarily attributed to their salient advantages including high efficiency,low cost,and ease of preparation.Nota-bly,the power conversion efficiency(PCE)of PSCs has experienced a remarkable increase from 3.8%in 2009 to over 26%at present.Conse-quently,the adoption of roll-to-roll(R2R)technology for PSCs is considered a crucial step towards their successful commercialization.This arti-de reviews the diverse substrates,scalable deposition techniques(such as solution-based knife-coating and spraying technology),and optimiza.tion procedures employed in recent years to enhance device performance within the R2R process.Additionally,novel perspectives are presented to enrich the existing knowledge in this field.
基金Chongqing Engineering University Undergraduate Innovation and Entrepreneurship Training Program Project:Wireless Fire Automatic Alarm System(Project No.:CXCY2024017)Chongqing Municipal Education Commission Science and Technology Research Project:Development and Research of Chongqing Wireless Fire Automatic Alarm System(Project No.:KJQN202401906)。
文摘This article explores the design of a wireless fire alarm system supported by advanced data fusion technology.It includes discussions on the basic design ideas of the wireless fire alarm system,hardware design analysis,software design analysis,and simulation analysis,all supported by data fusion technology.Hopefully,this analysis can provide some reference for the rational application of data fusion technology to meet the actual design and application requirements of the system.
基金supported by the National Key Research and Development Program of China(2022YFB3504501)the National Natural Science Foundation of China(52274355)。
文摘This paper focuses on the preparation of rare earth oxide products from rare earth chloride solutions during the rare earth extraction and separation processes,as well as the recycling of magnesium chloride solutions.It proposes the idea of introducing spray pyrolysis technology into the rare earth extraction and separation processes.This paper briefly describes the development history of chloride spray pyrolysis technology,focusing on the research status and application progress of rare earth chloride solution and magnesium chloride solution spray pyrolysis technology,as well as spray pyrolysis equipment.The paper also analyzes the challenges and technical intricacies associated with applying spray pyrolysis technology to chloride solutions in the rare earth extraction and separation processes.Additionally,it explores future trends and proposes strategies to facilitate the full recycling of acids and bases,streamline the process flow,and enhance the prospects for green and low-carbon rare earth metallurgy.
文摘Purpose–This study summarizes the overall situation of the resources of the national science and technology innovation platform in the railway industry,including the distribution of platform types,supporting institutions,construction sites,professional fields,etc.,to provide a reference for the further improvement and optimization of the national science and technology innovation platform system in the railway industry.Design/methodology/approach–Through literature review,field investigation,expert consultation and other methods,this paper systematically investigates and analyzes the development status of the national science and technology innovation platform in the railway industry.Findings–Taking the national science and technology innovation platform of the railway industry as the research object,this paper investigates and analyzes the construction,development and distribution of the national science and technology innovation platform of railway industry over the years.And the National Engineering Research Center of High-speed Railway and Urban Rail Transit System Technology was taken as an example to introduce its operation effect.Originality/value–China Railway has made great development achievements,with the construction and development of national science and technology innovation platform in the railway industry.In recent years,a large number of national science and technology innovation platforms have been built in the railway industry,which play an important role in railway technological innovation,standard setting and commodification,and Railway Sciences provide strong support for railway technology development.
文摘Future financing has the potential to evolve into a forward-looking and ingenious system that can enrich diverse technologies.This investigation focuses on five attractive emerging technologies tied to the finance,namely artificial intelligence(AI),machine learning,blockchain,augmented reality(AR)/virtual reality(VR),and quantum mechanics.Within the financial milieu,there is an ongoing pursuit for more precise,optimized,secure,and agile solutions capable of managing multifarious financial undertakings.Emerging technologies present remarkable modalities for achieving these objectives.This scholarly exposition expounds upon the creation of emerging technologies within the financial world,while concurrently deliberating upon the prospective applications of these technologies within financial systems.Given the nascent stage of development that characterizes these emerging technologies,the advancement of financial performance emerges as a substantial challenge owing to both technological and operational advantages.Technology-oriented financing has emerged as an essential trajectory for shaping the future of finance.
文摘The 52nd issue of Financial Innovation(FIN),Volume 11,No.4(2025),features 19 papers that can be classified into two main themes:the Special Issue on Green Digital Finance and Energy Transition,and FinTech and Market Analysis.
