This study aims to explore the relationship between the driving factors,implementation measures,and effects of financial management digital transformation in the banking industry in Jinan,Shandong Province,China.Faced...This study aims to explore the relationship between the driving factors,implementation measures,and effects of financial management digital transformation in the banking industry in Jinan,Shandong Province,China.Faced with intense competition driven by advancements in financial technology,evolving customer demands,and policy support,digital transformation has become a critical strategy for enhancing operational efficiency and market competitiveness.Leveraging the researcher's extensive professional experience and employing scientific research methods and tools,the study conducted an online survey across multiple banking institutions in Jinan,collecting 305 valid responses from senior management,financial department heads,IT personnel,middle management,and financial and audit staff.The questionnaire was designed around key dimensions of financial management digital transformation,including driving factors,implementation measures,and effect evaluation,covering variables such as technology adoption,process optimization,employee training,data security,and organizational adjustments.Quantitative analysis methods,including reliability analysis,validity analysis,descriptive analysis,regression analysis,and chi-square independence tests,were used to ensure data quality and uncover inherent patterns.The findings reveal significant relationships between driving factors(e.g.,financial technology advancements,market demand,and policy support)and transformation effects(e.g.,operational efficiency,resource allocation,and customer experience),with notable differences in implementation outcomes across different types of banks.Based on these insights,the study provides strategic recommendations for optimizing digital transformation in Jinan's banking industry,aiming to enhance operational efficiency,improve financial service quality,and support sustainable industry development.展开更多
Much has been written and researched about transformational change and the exogenous events that result in radical institutional transformation （Di Maggio ＆ Powell, 1983; Hannan＆ Freeman, 1989; Fligstein, 1996; Zor...Much has been written and researched about transformational change and the exogenous events that result in radical institutional transformation （Di Maggio ＆ Powell, 1983; Hannan＆ Freeman, 1989; Fligstein, 1996; Zorn, Dobbin, ＆ Kwok, 2006）. Accounts are provided of external agents disturbing the existing stasis of the institution and transforming the institution into something else that reflect a new paradigm or set of interests. Often, what is neglected in these accounts is what fractures exist in the original institution that would make them vulnerable and allow penetration by exogenous influences. Mahoney and Thelen （20 l 0） went beyond a general model of change that described the collapse of one set of institutional norms to be replaced by another. The model of change they propose takes into account both exogenous as well as endogenous factors as being the source of institutional change. They went on to state a view that transformation change as being a result of abrupt, wholesale breakdown needs to be rethought to include incremental, endogenous shifts in thinking that can often result in fundamental transformations.展开更多
Agriculture and forestry on drained peatlands contribute substantial amounts of anthropogenic greenhouse gas emissions.The transformation of peatland management toward“wet”land use takes on an increasingly critical ...Agriculture and forestry on drained peatlands contribute substantial amounts of anthropogenic greenhouse gas emissions.The transformation of peatland management toward“wet”land use takes on an increasingly critical role in achieving zero net carbon emissions by 2050.Yet,the translation of European Union climate target ambitions into peatland relevancy on emission reduction remains unclear.The study presents an analysis of the current status and future pathways of peatland transformation in European countries.Our data are collected by a survey with 60 experts in 8 countries and a workshop with 16 experts in 3 countries.The analysis shows expected trends for drained peatlands,indicating a shift from drainage-based cropland to grassland or wetland use.Although these trends support emission reduction,nations with lucrative peatland areas are likely to resist shifting to less profitable land uses.Three categories of management practices were identified based on water level.Among them,grassland paludiculture and grassland with elevated water tables are appreciated by experts.The transition pathways for Finland,Germany,and the Netherlands reflect the consensus that peatland emissions have to be reduced drastically.However,differences in soil types,geoclimatic zones,and diverse management approaches among countries pose a challenge when assessing and implementing the potential of mitigation.Experts highlighted the desirability and feasibility of spatial coordination to align the interests of land managers.Similar hurdles appear for the transition pathways,especially missing economic incentives.The transition demands wider public support,financial action,and reconciling differing stakeholder interests along transparent and stringent pathways.展开更多
文摘This study aims to explore the relationship between the driving factors,implementation measures,and effects of financial management digital transformation in the banking industry in Jinan,Shandong Province,China.Faced with intense competition driven by advancements in financial technology,evolving customer demands,and policy support,digital transformation has become a critical strategy for enhancing operational efficiency and market competitiveness.Leveraging the researcher's extensive professional experience and employing scientific research methods and tools,the study conducted an online survey across multiple banking institutions in Jinan,collecting 305 valid responses from senior management,financial department heads,IT personnel,middle management,and financial and audit staff.The questionnaire was designed around key dimensions of financial management digital transformation,including driving factors,implementation measures,and effect evaluation,covering variables such as technology adoption,process optimization,employee training,data security,and organizational adjustments.Quantitative analysis methods,including reliability analysis,validity analysis,descriptive analysis,regression analysis,and chi-square independence tests,were used to ensure data quality and uncover inherent patterns.The findings reveal significant relationships between driving factors(e.g.,financial technology advancements,market demand,and policy support)and transformation effects(e.g.,operational efficiency,resource allocation,and customer experience),with notable differences in implementation outcomes across different types of banks.Based on these insights,the study provides strategic recommendations for optimizing digital transformation in Jinan's banking industry,aiming to enhance operational efficiency,improve financial service quality,and support sustainable industry development.
文摘Much has been written and researched about transformational change and the exogenous events that result in radical institutional transformation （Di Maggio ＆ Powell, 1983; Hannan＆ Freeman, 1989; Fligstein, 1996; Zorn, Dobbin, ＆ Kwok, 2006）. Accounts are provided of external agents disturbing the existing stasis of the institution and transforming the institution into something else that reflect a new paradigm or set of interests. Often, what is neglected in these accounts is what fractures exist in the original institution that would make them vulnerable and allow penetration by exogenous influences. Mahoney and Thelen （20 l 0） went beyond a general model of change that described the collapse of one set of institutional norms to be replaced by another. The model of change they propose takes into account both exogenous as well as endogenous factors as being the source of institutional change. They went on to state a view that transformation change as being a result of abrupt, wholesale breakdown needs to be rethought to include incremental, endogenous shifts in thinking that can often result in fundamental transformations.
基金in part through funding by the PEATWISE project(https://www.eragas.eu/en/eragas/research-projects/peatwise.htm)under the FACCE ERA-GAS Research Programme(under the European Union’s Horizon 2020 Research&Innovation Programme,grant agreement no.696356)the support of the Wet Net BB project(Management and Biomass Utilization of Wet Fens:Network of Model and Demonstration Projects in Peatland Regions of Brandenburg),funded by the Federal Ministry of Food and Agriculture through the Climate and Transformation Fund
文摘Agriculture and forestry on drained peatlands contribute substantial amounts of anthropogenic greenhouse gas emissions.The transformation of peatland management toward“wet”land use takes on an increasingly critical role in achieving zero net carbon emissions by 2050.Yet,the translation of European Union climate target ambitions into peatland relevancy on emission reduction remains unclear.The study presents an analysis of the current status and future pathways of peatland transformation in European countries.Our data are collected by a survey with 60 experts in 8 countries and a workshop with 16 experts in 3 countries.The analysis shows expected trends for drained peatlands,indicating a shift from drainage-based cropland to grassland or wetland use.Although these trends support emission reduction,nations with lucrative peatland areas are likely to resist shifting to less profitable land uses.Three categories of management practices were identified based on water level.Among them,grassland paludiculture and grassland with elevated water tables are appreciated by experts.The transition pathways for Finland,Germany,and the Netherlands reflect the consensus that peatland emissions have to be reduced drastically.However,differences in soil types,geoclimatic zones,and diverse management approaches among countries pose a challenge when assessing and implementing the potential of mitigation.Experts highlighted the desirability and feasibility of spatial coordination to align the interests of land managers.Similar hurdles appear for the transition pathways,especially missing economic incentives.The transition demands wider public support,financial action,and reconciling differing stakeholder interests along transparent and stringent pathways.
