Artificial intelligence(AI)is reshaping financial systems and services,as intelligent AI agents increasingly form the foundation of autonomous,goal-driven systems capable of reasoning,learning,and action.This review s...Artificial intelligence(AI)is reshaping financial systems and services,as intelligent AI agents increasingly form the foundation of autonomous,goal-driven systems capable of reasoning,learning,and action.This review synthesizes recent research and developments in the application of AI agents across core financial domains.Specifically,it covers the deployment of agent-based AI in algorithmic trading,fraud detection,credit risk assessment,roboadvisory,and regulatory compliance(RegTech).The review focuses on advanced agent-based methodologies,including reinforcement learning,multi-agent systems,and autonomous decision-making frameworks,particularly those leveraging large language models(LLMs),contrasting these with traditional AI or purely statistical models.Our primary goals are to consolidate current knowledge,identify significant trends and architectural approaches,review the practical efficiency and impact of current applications,and delineate key challenges and promising future research directions.The increasing sophistication of AI agents offers unprecedented opportunities for innovation in finance,yet presents complex technical,ethical,and regulatory challenges that demand careful consideration and proactive strategies.This review aims to provide a comprehensive understanding of this rapidly evolving landscape,highlighting the role of agent-based AI in the ongoing transformation of the financial industry,and is intended to serve financial institutions,regulators,investors,analysts,researchers,and other key stakeholders in the financial ecosystem.展开更多
The drag-reducing characteristics of a cationic surfactant solution flow in copper pipe have been investigated experimentally.The tested drag-reducing fluid was an aqueous solution of the cationic surfactant cetyltrim...The drag-reducing characteristics of a cationic surfactant solution flow in copper pipe have been investigated experimentally.The tested drag-reducing fluid was an aqueous solution of the cationic surfactant cetyltrimethyl ammonium chloride(CTAC).The experimental results show that the maximum drag reduction percentage reduces with the increase of fluid temperature at low concentration of CTAC,such as 100×10-6 or 150×10-6.Furthermore,the concentration and temperature changes of CTAC solution have significant influences on the drag-reducing ability.The drag-reducing effect of CTAC additives shows great potentials in the application in a district heating/cooling(DHC)system,especially for the radiant floor heating(RFH)system.展开更多
Melatonin(N-acetyl-5-methoxytryptamine)is known as the hormone of darkness because it is synthesized at night and involved in regulating the circadian clock.The hormone is primarily synthesized by the vertebrate pinea...Melatonin(N-acetyl-5-methoxytryptamine)is known as the hormone of darkness because it is synthesized at night and involved in regulating the circadian clock.The hormone is primarily synthesized by the vertebrate pineal gland,but is ubiquitous among invertebrates,unicellular organisms,plants,and even cyanobacteria(Hattori and Suzuki,2024).Melatonin is well-conserved evolutionarily and possesses several physiological functions,such as immune response,bone and glucose metabolism,and memory formation besides regulating the circadian rhythm.展开更多
Fully developed turbulent flow fields with and without polymer solution at the same Reynolds number were measured by time-resolved particle image velocimetry （TRPIV） in a water channel to investigate the mechanism o...Fully developed turbulent flow fields with and without polymer solution at the same Reynolds number were measured by time-resolved particle image velocimetry （TRPIV） in a water channel to investigate the mechanism of drag-reducing solution from the view of coherent structures manipulation. The streamwise mean velocity and Reynolds stress profiles in the solution were compared with those in water. After adding the polymer solution, the Reynolds stress in the near-wall area decreases significantly. The result relates tightly to the decease of the coherent structures＇ bursting. The spatial topology of coherent structures during bursts has been extracted by the new mu-level criterion based on locally averaged velocity structure function. The effect of polymers on turbulent coherent structures mainly reflects in the intensity, not in the shape. In the solution, it is by suppressing the coherent structures that the wall friction is reduced.展开更多
Hard carbon(HC)is widely used in sodium-ion batteries(SIBs),but its performance has always been limited by lowinitial Coulombic efficiency(ICE)and cycling stability.Cathode compensation agent is a favorable strategy t...Hard carbon(HC)is widely used in sodium-ion batteries(SIBs),but its performance has always been limited by lowinitial Coulombic efficiency(ICE)and cycling stability.Cathode compensation agent is a favorable strategy to make up for the loss of active sodium ions consumed byHCanode.Yet it lacks agent that effectively decomposes to increase the active sodium ions as well as regulate carbon defects for decreasing the irreversible sodium ions consumption.Here,we propose 1,2-dihydroxybenzene Na salt(NaDB)as a cathode compensation agent with high specific capacity(347.9 mAh g^(-1)),lower desodiation potential(2.4–2.8 V)and high utilization(99%).Meanwhile,its byproduct could functionalize HC with more C=O groups and promote its reversible capacity.Consequently,the presodiation hard carbon(pHC)anode exhibits highly reversible capacity of 204.7 mAh g^(-1) with 98%retention at 5 C rate over 1000 cycles.Moreover,with 5 wt%NaDB initially coated on the Na3V2(PO4)3(NVP)cathode,the capacity retention of NVP + NaDB|HC cell could increase from 22%to 89%after 1000 cycles at 1 C rate.This work provides a new avenue to improve reversible capacity and cycling performance of SIBs through designing functional cathode compensation agent.展开更多
本文根据企业公开信息,收集并整理了国内部分AI Agent应用相关企业。从Chatbots到AI Agents根据OpenAI的定义,通用人工智能(artificial general intelligence,AGI)的终极目标是创造一种能够像人类一样完成各种复杂任务,同时还能自然交...本文根据企业公开信息,收集并整理了国内部分AI Agent应用相关企业。从Chatbots到AI Agents根据OpenAI的定义,通用人工智能(artificial general intelligence,AGI)的终极目标是创造一种能够像人类一样完成各种复杂任务,同时还能自然交流的人工智能(AI)。OpenAI将AGI的发展分成了五个等级:第一级是“聊天机器人”(chatbots),具备语言对话能力的人工智能;第二级是“推理者”(reasoners),具备人类的推理水平,能解决多种复杂难题的人工智能;第三级是“代理人”(agents)。展开更多
This study constructs a reflective feedback model based on a pedagogical agent(PA)and explores its impact on students’problem-solving ability and cognitive load.A quasi-experimental design was used in the study,with ...This study constructs a reflective feedback model based on a pedagogical agent(PA)and explores its impact on students’problem-solving ability and cognitive load.A quasi-experimental design was used in the study,with 84 students from a middle school selected as the research subjects(44 in the experimental group and 40 in the control group).The experimental group used the reflective feedback model,while the control group used the factual feedback model.The results show that,compared with factual feedback,the reflective feedback model based on the pedagogical agent significantly improves students’problem-solving ability,especially at the action and thinking levels.In addition,this model effectively reduces students’cognitive load,especially in terms of internal and external load.展开更多
基金supported by the Ministry of Education and Science of the Republic of North Macedonia through the project“Utilizing AI and National Large Language Models to Advance Macedonian Language Capabilties”。
文摘Artificial intelligence(AI)is reshaping financial systems and services,as intelligent AI agents increasingly form the foundation of autonomous,goal-driven systems capable of reasoning,learning,and action.This review synthesizes recent research and developments in the application of AI agents across core financial domains.Specifically,it covers the deployment of agent-based AI in algorithmic trading,fraud detection,credit risk assessment,roboadvisory,and regulatory compliance(RegTech).The review focuses on advanced agent-based methodologies,including reinforcement learning,multi-agent systems,and autonomous decision-making frameworks,particularly those leveraging large language models(LLMs),contrasting these with traditional AI or purely statistical models.Our primary goals are to consolidate current knowledge,identify significant trends and architectural approaches,review the practical efficiency and impact of current applications,and delineate key challenges and promising future research directions.The increasing sophistication of AI agents offers unprecedented opportunities for innovation in finance,yet presents complex technical,ethical,and regulatory challenges that demand careful consideration and proactive strategies.This review aims to provide a comprehensive understanding of this rapidly evolving landscape,highlighting the role of agent-based AI in the ongoing transformation of the financial industry,and is intended to serve financial institutions,regulators,investors,analysts,researchers,and other key stakeholders in the financial ecosystem.
基金Sponsored by the National Nature Science Foundation of China(Grant No.50908064)the Ph.D. Programs Foundation of Ministry of Education of China(Grant No.20090460912)
文摘The drag-reducing characteristics of a cationic surfactant solution flow in copper pipe have been investigated experimentally.The tested drag-reducing fluid was an aqueous solution of the cationic surfactant cetyltrimethyl ammonium chloride(CTAC).The experimental results show that the maximum drag reduction percentage reduces with the increase of fluid temperature at low concentration of CTAC,such as 100×10-6 or 150×10-6.Furthermore,the concentration and temperature changes of CTAC solution have significant influences on the drag-reducing ability.The drag-reducing effect of CTAC additives shows great potentials in the application in a district heating/cooling(DHC)system,especially for the radiant floor heating(RFH)system.
基金supported by JSPS KAKENHI Grant Number JP22K11823 to AH and JP22J01508 to KW。
文摘Melatonin(N-acetyl-5-methoxytryptamine)is known as the hormone of darkness because it is synthesized at night and involved in regulating the circadian clock.The hormone is primarily synthesized by the vertebrate pineal gland,but is ubiquitous among invertebrates,unicellular organisms,plants,and even cyanobacteria(Hattori and Suzuki,2024).Melatonin is well-conserved evolutionarily and possesses several physiological functions,such as immune response,bone and glucose metabolism,and memory formation besides regulating the circadian rhythm.
基金supported by the National Natural Science Foundation of China (11272233)National Basic Research Program (973 Program) (2012CB720101)2012 opening subjects of The State Key Laboratory of Nonlinear Mechanics (LNM), Institute of Mechanics, Chinese Academy of Sciences
文摘Fully developed turbulent flow fields with and without polymer solution at the same Reynolds number were measured by time-resolved particle image velocimetry （TRPIV） in a water channel to investigate the mechanism of drag-reducing solution from the view of coherent structures manipulation. The streamwise mean velocity and Reynolds stress profiles in the solution were compared with those in water. After adding the polymer solution, the Reynolds stress in the near-wall area decreases significantly. The result relates tightly to the decease of the coherent structures＇ bursting. The spatial topology of coherent structures during bursts has been extracted by the new mu-level criterion based on locally averaged velocity structure function. The effect of polymers on turbulent coherent structures mainly reflects in the intensity, not in the shape. In the solution, it is by suppressing the coherent structures that the wall friction is reduced.
基金supported by National Natural Science Foundation of China(No.22278308 and 22109114)Open Foundation of Shanghai Jiao Tong University Shaoxing Research Institute of Renewable Energy and Molecular Engineering(Grant number:JDSX2022023).
文摘Hard carbon(HC)is widely used in sodium-ion batteries(SIBs),but its performance has always been limited by lowinitial Coulombic efficiency(ICE)and cycling stability.Cathode compensation agent is a favorable strategy to make up for the loss of active sodium ions consumed byHCanode.Yet it lacks agent that effectively decomposes to increase the active sodium ions as well as regulate carbon defects for decreasing the irreversible sodium ions consumption.Here,we propose 1,2-dihydroxybenzene Na salt(NaDB)as a cathode compensation agent with high specific capacity(347.9 mAh g^(-1)),lower desodiation potential(2.4–2.8 V)and high utilization(99%).Meanwhile,its byproduct could functionalize HC with more C=O groups and promote its reversible capacity.Consequently,the presodiation hard carbon(pHC)anode exhibits highly reversible capacity of 204.7 mAh g^(-1) with 98%retention at 5 C rate over 1000 cycles.Moreover,with 5 wt%NaDB initially coated on the Na3V2(PO4)3(NVP)cathode,the capacity retention of NVP + NaDB|HC cell could increase from 22%to 89%after 1000 cycles at 1 C rate.This work provides a new avenue to improve reversible capacity and cycling performance of SIBs through designing functional cathode compensation agent.
文摘本文根据企业公开信息,收集并整理了国内部分AI Agent应用相关企业。从Chatbots到AI Agents根据OpenAI的定义,通用人工智能(artificial general intelligence,AGI)的终极目标是创造一种能够像人类一样完成各种复杂任务,同时还能自然交流的人工智能(AI)。OpenAI将AGI的发展分成了五个等级:第一级是“聊天机器人”(chatbots),具备语言对话能力的人工智能;第二级是“推理者”(reasoners),具备人类的推理水平,能解决多种复杂难题的人工智能;第三级是“代理人”(agents)。
基金023 Zhejiang Provincial Department of Education General Project:Research on an interdisciplinary teaching model to promote the development of computational thinking in the context of the new curriculum standards[Grant NO:Y202351596]Key Project of Zhejiang Provincial Education Science Planning:Research on an interdisciplinary teaching model to promote students’computational thinking from multiple analytical perspectives[Grant NO:2025SB103].
文摘This study constructs a reflective feedback model based on a pedagogical agent(PA)and explores its impact on students’problem-solving ability and cognitive load.A quasi-experimental design was used in the study,with 84 students from a middle school selected as the research subjects(44 in the experimental group and 40 in the control group).The experimental group used the reflective feedback model,while the control group used the factual feedback model.The results show that,compared with factual feedback,the reflective feedback model based on the pedagogical agent significantly improves students’problem-solving ability,especially at the action and thinking levels.In addition,this model effectively reduces students’cognitive load,especially in terms of internal and external load.
