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An Optimal Resource Provision Policy in Cloud Computing Based on Customer Profiles
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作者 ZHOU Jingcai ZHANG Huying CHEN Yibo 《Wuhan University Journal of Natural Sciences》 CAS 2014年第3期213-220,共8页
Conventional resource provision algorithms focus on how to maximize resource utilization and meet a fixed constraint of response time which be written in service level agreement(SLA).Unfortunately,the expected respo... Conventional resource provision algorithms focus on how to maximize resource utilization and meet a fixed constraint of response time which be written in service level agreement(SLA).Unfortunately,the expected response time is highly variable and it is usually longer than the value of SLA.So,it leads to a poor resource utilization and unnecessary servers migration.We develop a framework for customer-driven dynamic resource allocation in cloud computing.Termed CDSMS(customer-driven service manage system),and the framework’s contributions are twofold.First,it can reduce the total migration times by adjusting the value of parameters of response time dynamically according to customers’profiles.Second,it can choose a best resource provision algorithm automatically in different scenarios to improve resource utilization.Finally,we perform a serious experiment in a real cloud computing platform.Experimental results show that CDSMS provides a satisfactory solution for the prediction of expected response time and the interval period between two tasks and reduce the total resource usage cost. 展开更多
关键词 cloud computing service level agreement quality of experience resource provision policy customers profiles
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A socioeconomic approach to the profile of microcredit holders from the Hispanic minority in the USA
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作者 Salvador Cruz Rambaud Joaquín López Pascual Emilio M.Santandreu 《Financial Innovation》 2023年第1期484-508,共25页
The subject of this study is the microcredit market in the USA,more specifically in Florida.The justification for choosing this specific state is the massive presence of the Hispanic population.This will facilitate a ... The subject of this study is the microcredit market in the USA,more specifically in Florida.The justification for choosing this specific state is the massive presence of the Hispanic population.This will facilitate a generalization of the obtained results to the microcredit market in Latin American countries.Thus,the objective of this study is to analyze the profile of microcredit holders and their companies from socioeconomic and financial points of view.As our data also consider the degree of repayment of the microloans included in the sample,the clients’profile is related to the punctuality or default of their corresponding loan repayments using the methodology of multi-nomial logit regression.The variables used in this study refer to personal information concerning borrowers(gender,age,education level,and marital status),the economic situation of their respective companies(closeness to the lender,number of workers,and revenues),and the characteristics of granted loans(principal,term,and purpose).However,the results of the regression show that only two variables are significant at the 5%significance level:the borrower’s age,which has a positive effect on repay-ment punctuality,and the loan term,which exhibits a negative effect.The findings of this study have clear implications,as they can help lenders design suitable microloans adjusted to customer profiles.Finally,future research should include other demograph-ics and characteristics of affected companies. 展开更多
关键词 MICROCREDIT customer profile Socioeconomic factors Multinomial logit regression REPAYMENT Microentrepreneurship
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