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Effect of E-Banking Service Quality on Customer Satisfaction:The Case of Commercial Bank of Ethiopia Wolaita Sodo Town Branches 被引量:1
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作者 Tamirat Borena Bono 《Chinese Business Review》 2025年第1期21-28,共8页
This study examines the effects of e-banking service quality on customer satisfaction in the Commercial Bank of Ethiopia(CBE)branches in Wolaita Sodo town.Using a causal research design,the study explored the cause-an... This study examines the effects of e-banking service quality on customer satisfaction in the Commercial Bank of Ethiopia(CBE)branches in Wolaita Sodo town.Using a causal research design,the study explored the cause-and-effect relationship between service quality dimensions and customer satisfaction.A sample of 385 customers was selected using convenience sampling,with 365 questionnaires returned.Data were collected through questionnaires and analyzed using SPSS V.21.The Cronbach’s alpha value of 0.72 from a pilot study confirmed reliability.Descriptive and inferential statistics,including multiple linear regression and one-way ANOVA,were employed.Results revealed that three service quality dimensions-responsiveness,reliability,and assurance-were statistically significant and positively influenced customer satisfaction,while two dimensions showed negative associations.The regression model’s coefficient of determination(R²)was 0.621,indicating a moderate explanatory power.Findings suggest that CBE managers and stakeholders should prioritize improving responsiveness,reliability,and assurance by providing prompt,dependable,and trustworthy services.Due to limitations in time and resources,this study was confined to CBE branches in Wolaita Sodo town;future research could expand to a national level or other service sectors. 展开更多
关键词 reliability RESPONSIVENESS assurance EMPATHY tangibility customer satisfaction
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Predictive Analytics for Customer Behavior Prediction in Artificial Intelligence
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作者 Murat Basal Khouloud Moulai Anıl Cetin 《Economics World》 2025年第2期142-154,共13页
This study evaluates the use of predictive analytics to forecast customer turnover in subscription-based Services in order to develop a predictive model to help small and medium-sized enterprises manage customer churn... This study evaluates the use of predictive analytics to forecast customer turnover in subscription-based Services in order to develop a predictive model to help small and medium-sized enterprises manage customer churn in the face of digital disruption.The research uses a quantitative approach focusing on empirical customer data to accurately predict buying trends and adapt marketing techniques.Demand forecasts in the health sector are important,as in every sector.In particular,the material forecast and stock forecasting of the purchasing unit of hospitals are among the areas that receive significant attention.Four classifiers(Random Forest,Logistic Regression,Gradient Boosting and XGBoost)are trained and evaluated using various performance indicators as part of a systematic approach involving Kaggle data collection,preparation and model selection.The results show excellent accuracy in predicting customer attrition,but there are limitations in precision and recall,indicating room for improvement.Confusion matrices provide information about the performance of each classifier,allowing for continuous improvement of predictive analytics techniques.Ethical concerns are rigorously addressed throughout the work process to guarantee appropriate data and machine learning methodologies.The proposals emphasize the proactive use of predictive analytics to identify at-risk customers and implement targeted retention strategies.Incorporating new data sources,improving customer experience,and utilizing collaborative churn management methods are recommended to increase forecast accuracy and business outcomes.Finally,this research provides important insights into the usefulness of predictive analytics for customer churn forecasting as well as practical recommendations for businesses seeking to increase customer retention and reduce churn risk.By leveraging empirical research findings and implementing ethical and rigorous churn control strategies,businesses can achieve long-term success in today’s changing market environment. 展开更多
关键词 artificial intelligence customer behavior health sector PREDICTION ANALYTICS
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Enhancing Customer Loyalty in Jewelry Enterprises: An Analysis Based on the ABC Attitude Model
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作者 Huixia Ma 《Proceedings of Business and Economic Studies》 2025年第1期74-80,共7页
The jewelry industry faces intense competition,making customer loyalty essential for sustained success.This paper examines customer loyalty through the lens of the ABC attitude model,which encompasses cognitive,affect... The jewelry industry faces intense competition,making customer loyalty essential for sustained success.This paper examines customer loyalty through the lens of the ABC attitude model,which encompasses cognitive,affective,and behavioral dimensions.Cognitive factors,such as perceived quality and brand reputation,establish the foundation of trust,while affective factors,including emotional attachment and trust,strengthen customer relationships.Behavioral factors,such as repeat purchases and advocacy,reflect observable loyalty actions.The study proposes strategies to enhance loyalty,including delivering superior products and services,strengthening customer relationship management,and leveraging word-of-mouth and digital marketing.These approaches provide actionable insights for building long-term customer relationships in a competitive market.Future research could explore emerging technologies and cultural influences to further refine loyalty strategies.This research highlights the multidimensional nature of customer loyalty and offers practical recommendations for jewelry enterprises. 展开更多
关键词 customer loyalty ABC attitude model Jewelry industry
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Assessing the impact of artificial intelligence on customer performance: a quantitative study using partial least squares methodology 被引量:1
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作者 Taqwa Hariguna Athapol Ruangkanjanases 《Data Science and Management》 2024年第3期155-163,共9页
The purpose of this research is to examine the impact of artificial intelligence(AI)on customer performance and identify the factors contributing to its effectiveness by employing a quantitative approach,specifically ... The purpose of this research is to examine the impact of artificial intelligence(AI)on customer performance and identify the factors contributing to its effectiveness by employing a quantitative approach,specifically the partial least squares method,to test the hypotheses and explore the relationships between various variables.The findings indicate that effective business practices and successful AI assimilation have a positive impact on customer performance.Additionally,the results of this study provide valuable insights for both academic and practical communities.This study highlights the importance of specific variables,such as organizational and customer agility,customer experience,customer relationship quality,and customer performance in AI assimilation.By exploring these variables,it contributes significantly to the academic,managerial,and social aspects of AI and its impact on customer performance. 展开更多
关键词 AI assimilation customer performance customer relationship quality
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Omni-Channel Retailing and Firm Performance from a Customer Lifetime Value Perspective
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作者 Liu Xiangdong Mi Zhuang He Mingqin 《China Economist》 2024年第3期89-103,共15页
In the digital era,retailers are keen to find out whether omni-channel retailing helps improve long-term firm performance.In this paper,we employ machine learning techniques on a large consumption data set in order to... In the digital era,retailers are keen to find out whether omni-channel retailing helps improve long-term firm performance.In this paper,we employ machine learning techniques on a large consumption data set in order to measure customer lifetime value(CLV)as the basis for determining long-term firm performance,and we provide an empirical analysis of the relationship between omni-channel retailing and CLV.The results suggest that omni-channel retailing may effectively enhance CLV.Further analysis reveals that this process is influenced by heterogeneous consumer requirements and that significant differences exist in the extent to which the omni-channel transition may influence CLV depending on consumer preferences for diversity of commodities,sensitivity to the cost of contract performance,and sensitivity to warehousing costs.Hence,retailers should provide consumers with a complete portfolio of goods and services based on target consumers’heterogeneous requirements in order to increase omni-channel efficiency. 展开更多
关键词 Omni-channel retailing customer lifetime value machine learning heterogeneous consumer requirements
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Investigating customer churn in banking:a machine learning approach and visualization app for data science and management
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作者 Pahul Preet Singh Fahim Islam Anik +3 位作者 Rahul Senapati Arnav Sinha Nazmus Sakib Eklas Hossain 《Data Science and Management》 2024年第1期7-16,共10页
Customer attrition in the banking industry occurs when consumers quit using the goods and services offered by the bank for some time and,after that,end their connection with the bank.Therefore,customer retention is es... Customer attrition in the banking industry occurs when consumers quit using the goods and services offered by the bank for some time and,after that,end their connection with the bank.Therefore,customer retention is essential in today’s extremely competitive banking market.Additionally,having a solid customer base helps attract new consumers by fostering confidence and a referral from a current clientele.These factors make reducing client attrition a crucial step that banks must pursue.In our research,we aim to examine bank data and forecast which users will most likely discontinue using the bank’s services and become paying customers.We use various machine learning algorithms to analyze the data and show comparative analysis on different evaluation metrics.In addition,we developed a Data Visualization RShiny app for data science and management regarding customer churn analysis.Analyzing this data will help the bank indicate the trend and then try to retain customers on the verge of attrition. 展开更多
关键词 Bank customer attrition Churn prediction Machine learning XGboost Random forest
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Application Research of Multi-Dimensional Customer Behavior Analysis Model in Precision Marketing
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作者 Shuotong Dong 《Open Journal of Applied Sciences》 2024年第12期3589-3600,共12页
The advent of the digital era has provided unprecedented opportunities for businesses to collect and analyze customer behavior data. Precision marketing, as a key means to improve marketing efficiency, highly depends ... The advent of the digital era has provided unprecedented opportunities for businesses to collect and analyze customer behavior data. Precision marketing, as a key means to improve marketing efficiency, highly depends on a deep understanding of customer behavior. This study proposes a theoretical framework for multi-dimensional customer behavior analysis, aiming to comprehensively capture customer behavioral characteristics in the digital environment. This framework integrates concepts of multi-source data including transaction history, browsing trajectories, social media interactions, and location information, constructing a theoretically more comprehensive customer profile. The research discusses the potential applications of this theoretical framework in precision marketing scenarios such as personalized recommendations, cross-selling, and customer churn prevention. Through analysis, the study points out that multi-dimensional analysis may significantly improve the targeting and theoretical conversion rates of marketing activities. However, the research also explores theoretical challenges that may be faced in the application process, such as data privacy and information overload, and proposes corresponding conceptual coping strategies. This study provides a new theoretical perspective on how businesses can optimize marketing decisions using big data thinking while respecting customer privacy, laying a foundation for future empirical research. 展开更多
关键词 customer Behavior Analysis Precision Marketing Multi-Dimensional Model Data Theory Personalized Recommendation
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Customer Satisfaction with Metaverse and Twin Avatar in Health Marketing
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作者 Bahattin Ariğ Murat Başal 《Open Journal of Applied Sciences》 2024年第11期3282-3307,共26页
Even though people approach a new technological development with distance, they have to use these technologies in order to keep up with the requirements of the age. As a result of the rapidly developing artificial int... Even though people approach a new technological development with distance, they have to use these technologies in order to keep up with the requirements of the age. As a result of the rapidly developing artificial intelligence and technology sector, the concept of metaverse is a virtual world that can be used in the health, tourism, marketing, advertising, education and gaming industries. When the literature is reviewed, it is seen that there are many domestic and foreign sources on the subject, but most of these sources are generally related to developments in the gaming and entertainment sectors. But apart from this, studies are being carried out to make it possible to use it in many sectors, including its use in the health sector. With this study, it is aimed to briefly mention what the existing metaverse studies are and to prepare a detailed research result for its use in the health sector. This study consists of five chapters. In the first part, information on the definition of the metaverse concept and how it has developed is given, and the infrastructure requirements necessary for the formation of the metaverse universe are mentioned. In the second section, it is discussed what kind of hardware and software tools may be needed if metaverse technology is possible. In the third section, research on the areas in which metaverse technology can be used in the health sector and current studies and future studies are included. In the fourth section, the legal aspects of this situation when a metaverse-based health service is to be initiated with twin avatars are discussed. In the last section, the advantages and disadvantages of metaverse technology are discussed. It can be seen from the study that the positive aspects of this kind of activity in the field of health will be more positive. As a result, the study constitutes an important value that will be a source for similar studies to be conducted in the future. 展开更多
关键词 Health Marketing Metaverse Twin Avatar customer Satisfaction
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The User Analysis of Amazon Using Artificial Intelligence at Customer Churn
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作者 Mohammed Ali Alzahrani 《Journal of Data Analysis and Information Processing》 2024年第1期40-48,共9页
Customer churns remains a key focus in this research, using artificial intelligence-based technique of machine learning. Research is based on the feature-based analysis four main features were used that are selected o... Customer churns remains a key focus in this research, using artificial intelligence-based technique of machine learning. Research is based on the feature-based analysis four main features were used that are selected on the basis of our customer churn to deduct the meaning full analysis of the data set. Data-set is taken from the Kaggle that is about the fine food review having more than half a million records in it. This research remains on feature based analysis that is further concluded using confusion matrix. In this research we are using confusion matrix to conclude the customer churn results. Such specific analysis helps e-commerce business for real time growth in their specific products focusing more sales and to analyze which product is getting outage. Moreover, after applying the techniques, Support Vector Machine and K-Nearest Neighbour perform better than the random forest in this particular scenario. Using confusion matrix for obtaining the results three things are obtained that are precision, recall and accuracy. The result explains feature-based analysis on fine food reviews, Amazon at customer churn Support Vector Machine performed better as in overall comparison. 展开更多
关键词 customer Churn Machine Learning Amazon Fine Food Reviews Data Science Artificial Intelligence
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The Customer Requirements Analysis Method of Engineering Products Based on Multiple Preference Information
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作者 Guo Mao 《Proceedings of Business and Economic Studies》 2024年第1期204-209,共6页
To effectively evaluate the fuzziness of the market environment in product planning,a customer requirements analysis method based on multiple preference information is proposed.Firstly,decision-makers use a preferred ... To effectively evaluate the fuzziness of the market environment in product planning,a customer requirements analysis method based on multiple preference information is proposed.Firstly,decision-makers use a preferred information form to evaluate the importance of each customer requirement.Secondly,a transfer function is employed to unify various forms of preference information into a fuzzy complementary judgment matrix.The ranking vector is then calculated using row and normalization methods,and the initial importance of customer requirements is obtained by aggregating the weights of decision members.Finally,the correction coefficients of initial importance and each demand are synthesized,and the importance of customer requirements is determined through normalization.The development example of the PE jaw crusher demonstrates the effectiveness and feasibility of the proposed method. 展开更多
关键词 Product planning customer requirements Importance ratings Multi-format information
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Dynamic Analysis of Customer Demand Based on Intuitionistic Fuzzy Number in Product Planning
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作者 Yongguang Yi Zengqiang Wang 《Proceedings of Business and Economic Studies》 2024年第5期127-131,共5页
To address the fuzziness and variability in determining customer demand importance,a dynamic analysis method based on intuitionistic fuzzy numbers is proposed.First,selected customers use intuitionistic fuzzy numbers ... To address the fuzziness and variability in determining customer demand importance,a dynamic analysis method based on intuitionistic fuzzy numbers is proposed.First,selected customers use intuitionistic fuzzy numbers to represent the importance of each demand.Then,the preference information is aggregated using customer weights and time period weights through the intuitionistic fuzzy ordered weighted average operator,yielding a dynamic vector of the subjective importance of the demand index.Finally,the feasibility of the proposed method is demonstrated through an application example of a vibrating sorting screen. 展开更多
关键词 Quality function deployment customer demand Intuitionistic fuzzy number Dynamic analysis method
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Modeling customer satisfaction for bus rapid transit in Changzhou, China 被引量:4
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作者 霍月英 李文权 陈茜 《Journal of Southeast University(English Edition)》 EI CAS 2016年第2期233-239,共7页
This paper aims to develop a customer satisfaction model for bus rapid transit (BRT). Both the socio-economic and travel characteristics of passengers were considered to be independent variables. Changzhou BRT was t... This paper aims to develop a customer satisfaction model for bus rapid transit (BRT). Both the socio-economic and travel characteristics of passengers were considered to be independent variables. Changzhou BRT was taken as an example and on which on-board surveys were conducted to collect data. Ordinal logistic regression (OLR) was used as the modeling approach. The general OLR-based procedure for modeling customer satisfaction is proposed and based on which the customer satisfaction model of Changzhou BRT is developed. Some important findings are concluded: Waiting sub-journey affects customer satisfaction the most, riding sub- journey comes second and arriving station sub-journey has relatively fewer effects. The availability of shelter and benches at stations imposes heavy influence on customer satisfaction. Passengers' socio-economic characteristics have heavy impact on customer satisfaction. 展开更多
关键词 customer satisfaction bus rapid transit MODELING socio-economic characteristics trip characteristics
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A model of targeted advertising with customer recognition 被引量:4
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作者 张建强 仲伟俊 梅姝娥 《Journal of Southeast University(English Edition)》 EI CAS 2012年第4期490-495,共6页
A two-period duopoly model is developed to examine the competitive effects of targeted advertising with customer recognition (TACR). In the model, two competing firms sell goods to end consumers in the first period,... A two-period duopoly model is developed to examine the competitive effects of targeted advertising with customer recognition (TACR). In the model, two competing firms sell goods to end consumers in the first period, during which customer recognition is obtained. In the second period, advertising can be targeted toward different consumer types. Advertising is assumed to be persuasive in the way that consumer valuation is increased. Equilibrium decisions and profits in each period are derived, showing that the firm who loses the current competition will win in the future. As a result, forward-looking firms price less aggressively so that their long-term profits can be enhanced with the help of TACR. Particularly, TACR improves profits through three important effects: valuation increasing, customer poaching, and anti-competition. Finally, this paper investigates the welfare issues, showing that firms enhance profits at the expense of consumer surplus. It is, therefore, suggested that public sectors take a step to protect consumers with the rapid development of targeting technology. 展开更多
关键词 targeted advertising customer recognition price discrimination purchase history
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Research of CRM Based on Customer Intelligence Engine
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作者 HOU Lun, TANG Xiaowo (School of Management, University of Electronic Science and Technology of China Chengdu 610054 China) 《Journal of Electronic Science and Technology of China》 2004年第3期98-103,共6页
The discipline of business intelligence addresses a broad range of functional activities from data mining and statistical analysis to predictive modeling and reporting, and customer intelligence is the actionable outp... The discipline of business intelligence addresses a broad range of functional activities from data mining and statistical analysis to predictive modeling and reporting, and customer intelligence is the actionable output from an intelligence eco-system. In order to focus enterprise's attention on their customers satisfaction in the customer relationship management and make CRM system run more efficiently, a new concept of customer intelligence engine(CIE) is proposed at first time in the paper, the architecture of CIE is structured, the trigger of CIE is defined and described, the CIE-based CRM eco-system is also discussed. 展开更多
关键词 customer intelligence (CI) customer intelligence engine (CIE) business intelligence (BI) customer relationship management (CRM)
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How does a data strategy enable customer value?The case of FinTechs and traditional banks under the open finance framework 被引量:4
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作者 Laura Grassi Nicolas Figini Lorenzo Fedeli 《Financial Innovation》 2022年第1期2045-2078,共34页
The coupling of data and digital innovation opens the way for new business in the financial services sector,where customers are placed at the centre of decisions and data can help to develop customer knowledge.To carr... The coupling of data and digital innovation opens the way for new business in the financial services sector,where customers are placed at the centre of decisions and data can help to develop customer knowledge.To carry out our research,we adopted a multi-case study approach to explore how a data strategy is developed in the retail banking industry,together with its relationship with customer value,paying particular attention to the heterogeneity between traditional banks and financial technology companies(FinTechs).Two main points emerged from the study.Firstly,there are three possible approaches to Open Finance,which are mainly defined by their different corporate cultures,organisational configurations,technological architecture and data value.Secondly,it is not enough to be a FinTech to be best placed to exploit the market,as some traditional banks share the FinTechs’approach to Open Finance.Designing new tailored products,customising their prices and offering them over the right channels through targeted communication are all data-driven initiatives that stem from cross-or up-selling potential,core to the retail banking industry for turning a customer into a cash flow,thus enabling value to be created for customers.Our findings additionally revealed that there is a form of external information asymmetry between the customer and the bank,and that there is also an internal asymmetry between bank departments,as their visibility on information about the same customer may differ. 展开更多
关键词 FinTech Open finance customer orientation customer centric Data valorisation Open banking
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Empirical Study of Brand-Customer Relationship Based on Customer Lock-In in Chinese Banking 被引量:1
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作者 刘凤军 王镠莹 《Journal of Beijing Institute of Technology》 EI CAS 2010年第2期246-252,共7页
The central construct of customer lock-in (CL) is measured and its role along with that of consumer loyalty in influencing the brand-customer relationship is tested. Using data collected from focus groups, a measure... The central construct of customer lock-in (CL) is measured and its role along with that of consumer loyalty in influencing the brand-customer relationship is tested. Using data collected from focus groups, a measurement model for CL is developed, and a structural equation model consisted based on literature review and our own theory is established. Moreover, the moderating effects of CL on the relationship between perceived value (PV) and brand relationship quality (BRQ) , as well as that between BRQ and brand loyalty (BL) based on data collected through a survey have been tested. Results indicate that consumer satisfaction is a critical factor in establishing brand-customer relationship, and the attitudinal brand loyalty is the key to obtain brand behavioral loyalty. Furthermore, CL tactics, such as decreasing consumers' learning cost and transactional cost facilitate the relationship building between customer and brand, while involuntary lock-in may have an adverse effect in the relationship building process. In addition, involuntary lock-in and loyalty program help in obtaining consumers' behavioral brand loyalty but not their attitudinal loyalty. 展开更多
关键词 customer lock-in brand-customer relationship perceived value attitudinal brand loyalty behavioral brand loyalty
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The Impact of Information Technology on Service Quality,Satisfaction,and Customer Relationship Management(Case Study:IT Organization Individuals) 被引量:1
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作者 Hojjat Talebi Amid Khatibi Bardsiri 《Journal of Management Science & Engineering Research》 2023年第2期24-31,共8页
Recent research and studies have shown that Information Technology(IT)has a significant impact on service quality,customer satisfaction,and customer relationship development.With the proliferation and penetration of t... Recent research and studies have shown that Information Technology(IT)has a significant impact on service quality,customer satisfaction,and customer relationship development.With the proliferation and penetration of technology in all aspects of life,organizations are responding to the implications and opportunities that IT creates in relation to customer services.The main objective of using information technology in organizations is to increase customer satisfaction,service quality,and customer relationship management,which the authors will focus on here.Enhancing service quality,improving customer satisfaction,and establishing close and sustainable customer relationships are key advantages of leveraging information technology in this field.This article examines the impact of information technology on service quality,customer satisfaction,and customer relationship development and provides strategies and models for organizations to improve customer satisfaction and establish closer connections with them through the use of information technology.Seventy individuals from the IT field were used to evaluate the proposed model.The proposed model was compared with three models:SEM,regression,and decision tree,and the results demonstrated better performance of this approach. 展开更多
关键词 Information technology Service quality customer relationship customer satisfaction Improvement and development
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Key technologies of artificial intelligence in electric power customer service
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作者 Xingping Wu Xusheng Liu Yeteng An 《Global Energy Interconnection》 EI CAS CSCD 2021年第6期631-640,共10页
As the demand for customer service continues to increase,more companies are attempting to apply artificial intelligence technology in the field of customer service,enabling intelligent customer service,reducing custom... As the demand for customer service continues to increase,more companies are attempting to apply artificial intelligence technology in the field of customer service,enabling intelligent customer service,reducing customer service pressure,and reducing operating costs.Currently,the existing intelligent customer service has a limited degree of intelligence and can only answer simple user questions,and complex user expressions are difficult to understand.To solve the problem of low accuracy of multi-round dialogue semantic understanding,this paper proposes a semantic understanding model based on the fusion of a convolutional neural network(CNN)and attention.The model builds an“intention-slot”joint model based on the“encoding–decoding”framework and uses hidden semantic information that combines intent recognition and slot filling,avoiding the problem of information loss in traditional isolated tasks,and achieving end-to-end semantic understanding.Additionally,an improved attention mechanism based on CNNs is introduced in the decoding process to reduce the interference of redundant information in the original text,thereby increasing the accuracy of semantic understanding.Finally,by applying the model to electric power intelligent customer service,we verified through an experimental comparison that the proposed fusion model improves the performance of intent recognition and slot filling and can improve the user experience of electric power intelligent customer services. 展开更多
关键词 Artificial intelligence Electric power customer service Intelligent customer service semantic understanding Fusion model
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