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The obstacles and countermeasures of developing function of China's Unemployment insurance funds
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作者 Wang wanying 《International English Education Research》 2015年第5期72-74,共3页
The function of the unemployment insurance funds arc: ensuring the basic life and stabling employment, preventing unemployment and promoting employment, on the one hand, it guarantee basic livings of the unemploycd, ... The function of the unemployment insurance funds arc: ensuring the basic life and stabling employment, preventing unemployment and promoting employment, on the one hand, it guarantee basic livings of the unemploycd, in order to reduce the impact on the individual and society. On the other hand, it also has a function of stabling employment, preventing unemployment and promoting unemployed again obtain employment. In recent years, however, the unemployment insurance fund revenue has been greater than its expenditure, balance funds become more and more, it not only faces a risk of depreciation, also will cause the waste of funds. Therefore, improve the utilization rate of the uncmployment insurance fund itself and expand the function of the unemployment insurance fund, realize the sustainable development of unemployment insurance funds is great significance. 展开更多
关键词 unemployed insurance funds function expand OBSTACLE countermeasur
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Tackling China’s Pension Fund Payment Crisis:Will the “Two-Child Policy” Be the Answer?——An example with the basic pension insurance program for urban employees
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作者 曾益 虞斌 《China Economist》 2015年第5期20-36,共17页
Based on the reality that 29 Chinese provinces have already implemented the policy allowing a couple to raise a second child if either parent is an only child, this paper provides an empirical study on the effect of t... Based on the reality that 29 Chinese provinces have already implemented the policy allowing a couple to raise a second child if either parent is an only child, this paper provides an empirical study on the effect of this policy on the financial status of the social pooling fund of basic pension insurance for urban employees. Our study suggests the followings. First, under the previous unchanged family planning policy, current deficits and cumulative deficits will occur in the social pooling fund in the year 2047 and 2063 respectively. Second, if lO% to 50% of qualified couples choose to raise a second child, the financial status of the social pooling fund will improve; relative to the previous unchanged family planning policy, the contribution ratio can decrease from 20% to the range between 18.06% and 19.57% without causing any changes to the original financial status of income and expenditure. Third, if the percentage of couples choosing to raise a second child rises to 60% to 100%, the contribution ratio can even decrease to the range between 16.55% and 17. 7% without causing any changes to the financial status as under the previous unchanged family planning policy. The above conclusions have all passed the sensitivity test. Therefore, the "two-child policy" for qualified couples is favorable to alleviating the payment pressures of pension insurance but the policy effectiveness is subject to fertility desire and the intensity of government implementation. 展开更多
关键词 "two-child policy" pension insurance fund payment crisis actuarial models policy simulation
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Fund balance of payments equilibrium perspective study birth insurance system in China
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作者 Du Juan 《International English Education Research》 2015年第7期106-108,共3页
The balance of payments is birth insurance fund raising and using the basic principle, from the Angle of the fund balance of payments to the maternity insurance system in China has very strong theory significance and ... The balance of payments is birth insurance fund raising and using the basic principle, from the Angle of the fund balance of payments to the maternity insurance system in China has very strong theory significance and practical significance. Birth insurance is an important part of social security system, has the protection of women's health, improve population quality, guarantee the importance of women's equal employment, and more attention from the whole society, but there exist many obstacles in the process of implementation and resistance. This article obtains from the national birth insurance fund balance of payments, by combining it with the ginseng of birth insurance, enjoy treatment number, per capita salary level, worker year, per capita average wage level is found hidden in the maternity insurance system in China problems and contradictions, in order to provide feasible Suggestions for maternity insurance system in China. 展开更多
关键词 fund balance ofpayments EQUILIBRIUM MATERNITY insurance system EXCITING problems The choosen ofthe approaches.
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The sustainability study of medical insurance fund in China under the background of aging
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作者 Qing Zhao 《International English Education Research》 2015年第7期60-62,共3页
the arrival of the aging means being able to direct production value to reduce the proportion of people, the elderly population gradually become pure consumer groups, and the elderly because of its body function gradu... the arrival of the aging means being able to direct production value to reduce the proportion of people, the elderly population gradually become pure consumer groups, and the elderly because of its body function gradually blurred, risk is higher than that of other age members of society, medical consumption occupy a large proportion in the consumption structure. As the degree of aging, the country's medical expenses will be bigger, that is to say, in an aging society, may because the elderly medical consumption spending huge, and affect the sustainable development of society. And as countries deeper levels of population aging in our country, can very good deal with the impact of the aging of medical insurance fund, guarantee the sustainability of the medical insurance fund, also determines the sustainable and stable development of our country. Therefore, under the background of aging degree deeper, the development of the medical insurance fund is to seek new paths, to cope with increasing aging population is particularly important 展开更多
关键词 AGING MEDICAL insurance fund Sustainability.
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Study On The Sustainable Development Of The Endowment Insurance Fund In China
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作者 LIU Hongxia 《International English Education Research》 2016年第1期30-33,共4页
The sustainable development of the endowment insurance fund is the most basic fulcrum to the healthy development of the pension insurance system.The sustainable development of Chinese endowment insurance fund, we must... The sustainable development of the endowment insurance fund is the most basic fulcrum to the healthy development of the pension insurance system.The sustainable development of Chinese endowment insurance fund, we must adhere to the "wide coverage, basic, multi-level, The basic principle of sustainable ". In order to achieve the security of endowment insurance fund, sustainable development should be adopted .The countermeasures are: firstly, the implementation of sustainable legal raising mode; secondly, to determine the reasonable payment level, expanding .Large endowment insurance coverage;thirdly, to implement the State Administration by main market managementPrivate management and sustainable. 展开更多
关键词 the sustainable development the endowment insurance fund endowment insurance
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China's Insurance Fund Enters the Stock Market
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《China's Foreign Trade》 2001年第3期34-35,共2页
关键词 In China’s insurance fund Enters the Stock Market
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Evaluation of the operation efficiency of maternity insurance fund --based on DEA method
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作者 ZHANG Haizhu 《International English Education Research》 2018年第3期53-55,共3页
Maternity insurance fund is an important part of social insurance fund. It plays an important role in safeguarding the rights and interests of pregnant women and improving the welfare of women. With the expansion of t... Maternity insurance fund is an important part of social insurance fund. It plays an important role in safeguarding the rights and interests of pregnant women and improving the welfare of women. With the expansion of the balance of the birth insurance fund, the balance of income and expenditure has become a difficult goal to be reached. Therefore, this paper aims to evaluate the operating efficiency of the birth insurance fund, discover the problems of the birth insurance system, and put forward some suggestions to improve the efficiency of the birth insurance fund and promote the perfection of the birth insurance. 展开更多
关键词 fertility insurance fund efficiency assessment DEA method
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Georgian Social Insurance Fund Management Problems and Probabilistic and Statistical Analysis of Fund Capital Management
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作者 Nino Svanidze Asie Tsintsadze 《Journal of Mathematics and System Science》 2013年第10期508-513,共6页
A mathematical model of management of a social insurance fund with exponential insurance reimburse and financing determined social programs is represented and analyzed; A probability density function and fund's funct... A mathematical model of management of a social insurance fund with exponential insurance reimburse and financing determined social programs is represented and analyzed; A probability density function and fund's functioning probabilistic characteristics are obtained, that makes it possible to determine the sufficiency of fund capital at all levels of its management. With the help of conclusion it is possible for particular period of time determine in insurance fund change of cash flow movement speed, on what basis in determined from state tax revenues assigns acceptance necessity and capacity. 展开更多
关键词 insurance reimburse probability distribution fund capital probability of insolvency
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Research on Risk Control of Medical Insurance Fund
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作者 YAN Lifang 《International English Education Research》 2017年第1期42-44,共3页
Social health insurance is an important part of the social security system. It is the "stabilizer" of social and economic development and the "buffer" of reform. It is of great significance and function to the con... Social health insurance is an important part of the social security system. It is the "stabilizer" of social and economic development and the "buffer" of reform. It is of great significance and function to the construction of economic development, social progrcss and harmonious society. However, due to many factors, the operation of the social health insurance fund is facing greater risk. Although the balance is rich, but the general talk about the "balance", inevitably fall into the "too optimistic, ignore the risk" of the errors, the current basic medical insurance system, compared with working employees, retirement elderly people do not pay, personal accounts into more, The overall proportion of individual funds to pay lower policy concessions. Although there is a large amount of surplus in the annual health insurance fund, a large part of the balance is due to the relatively young age structure of the insured population and the low consumption of health insurance funds. With the increasing level of the aging of the insured population, the ratio of on-the-job and the backward is gradually reduced, the effect of these preferential policies will continue to enlarge, making the total fund expenditure increased significantly. Therefore, it is an important task to reform the basic medical insurance system in China to strengthen the research on risk control in the medical insurance fund of urban workers, to prevent and control the risks faced by the fund and to ensure the safety of the fund. 展开更多
关键词 Medical insurance fund risk control
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The Impact of Population Aging on the Expenditure of Medical Insurance Fund for Urban Workers in China
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作者 Wang Shuling Dou Lele +1 位作者 Shi Hui Huang Zhe 《Asian Journal of Social Pharmacy》 2023年第3期239-246,共8页
Objective To explore the impact of population aging on the expenditures of medical insurance funds against the background that great changes in population structure influences economic development.Methods Through anal... Objective To explore the impact of population aging on the expenditures of medical insurance funds against the background that great changes in population structure influences economic development.Methods Through analyzing the impact of the population aging,the income and accumulated balance of the medical insurance fund,and other related factors on the expenditure of the medical insurance fund,development status of the medical insurance fund for urban employees in China since 2003 was obtained.Stata 16.0 was used to perform multiple linear regression analysis on related factors to determine the correlation between population aging and the change in medical insurance expenditures.Results and Conclusion The factors that have a greater impact on the expenditure of the medical insurance fund are the amount of income from the medical insurance,followed by the number of people over the age of 65 in China and the urban retired employees participating in medical insurance.We should focus on the sustainable development of the urban employee medical insurance fund to deal with the threat of aging. 展开更多
关键词 population aging medical insurance fund expenditure STATA multiple linear regression
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Study of the Impact of the COVID-19 Pandemic on Health Insurance Fund of Hubei Province in 2020
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作者 Zhi Yuanyuan Dou Lele +1 位作者 Xing Miaomiao Wang Shuling 《Asian Journal of Social Pharmacy》 2021年第4期358-369,共12页
Objective To provide a reference for future budget of health insurance fund for the COVID-19 pandemic in other parts of China or other major public health events.Meanwhile,it also offers a reference for the government... Objective To provide a reference for future budget of health insurance fund for the COVID-19 pandemic in other parts of China or other major public health events.Meanwhile,it also offers a reference for the government to introduce and adjust the policy of health insurance funds after the pandemic.Methods Models of the income,expenditure and cumulative balance of health insurance fund in Hubei Province in 2020 were established and compared.The former was mainly established and tested using SPSS 26.0 and Excel,while the latter was obtained by inferential analysis.Results and Conclusion The COVID-19 pandemic reduced the income and increased expenditure of the health insurance fund in Hubei Province in 2020,resulting in a deficit.The COVID-19 outbreak has caused a deficit in health insurance fund of Hubei Province in the short term,but in the long term,the outbreak will not have a major impact on the health insurance fund. 展开更多
关键词 COVID-19 major public health events health insurance fund linear regression
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Research on Accounting Issues of the Pension Insurance Fund for Urban Employees
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作者 Jiatong Liu 《Proceedings of Business and Economic Studies》 2023年第4期30-36,共7页
Pension insurance is a vital component of China's social security system,ensuring the welfare of the general publie.This study centers on the revenue and expenses of City S's urban employee basic pension insur... Pension insurance is a vital component of China's social security system,ensuring the welfare of the general publie.This study centers on the revenue and expenses of City S's urban employee basic pension insurance fund.It introduces and analyzes the fund's accounting status from four key perspectives:fund raising.expenditure,financial statement system,and accounting information disclosure.The research identifes existing problems in City S's accounting system and conducts in-depth research on these issues.Furthermore,an empirical analysis is conducted on the management of the pension insurance fund.Through this empirical study,the paper aims to offer insights and recommendations for promoting stable and healthy development measures for City S'8 urban employee basic pension insurance fund. 展开更多
关键词 Urban employee basic pension insurance fund ACCOUNTING Accounting information disclosure Empirical analysis
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Study on Improving Development Strategies of New Rural Social Pension Insurance System in Heilongjiang Province 被引量:1
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作者 Zhang Qi-wen Li Hui-fang Gao Li-na 《Journal of Northeast Agricultural University(English Edition)》 CAS 2012年第4期83-88,共6页
Since 2009, the new rural pension insurance in Heilongjiang Province has obtained certain achievements, but the effects are not obvious. Reflection on the development process, we find that there are a lot of problems.... Since 2009, the new rural pension insurance in Heilongjiang Province has obtained certain achievements, but the effects are not obvious. Reflection on the development process, we find that there are a lot of problems. Therefore, in order to guarantee the smooth implementation of new rural social pension insurance work in Heilongjiang Province, this paper combined with the reality to provide several suggestions for improving the new rural social pension insurance system in Heilongjiang Province. 展开更多
关键词 pension insurance financial subsidies fund management
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The Pay-as-You-Go System of Pension Insurance
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作者 Bogomil Manov 《Journal of Modern Accounting and Auditing》 2013年第3期427-432,共6页
The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that g... The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that guarantees its stability. Private pension insurance provides personal retirement accounts and proper ownership of the accumulated funds, but its sustainability during prolonged market crises and inadequate risk sharing are often questioned. In order to address this issue, this paper makes both an assessment and analysis of the arguments put forward in favor of the preservation of the pay-as-you-go system and a comparison of this system with some of the main characteristics of the private accounts system. This is the basis for seeking the objectively defined role of the pay-as-you-go system in the conditions of the market economy. A couple of conclusions that have been formulated might be of interest for the future improvement of the organization and management of pension insurance. 展开更多
关键词 pay-as-you-go system pension insurance public insurance systems private insurance private accounts funded system
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ACCELERATING THE DEVELOPMENT OF THE INSURANCE INDUSTRY
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《China's Foreign Trade》 1994年第11期29-29,共1页
Since Shandong restarted its insurance industry in 1980, it has set up 180 domestic insurance businesses in four categories, namely property, Iife, liability and guaranty. And insurance for foreigners has been expande... Since Shandong restarted its insurance industry in 1980, it has set up 180 domestic insurance businesses in four categories, namely property, Iife, liability and guaranty. And insurance for foreigners has been expanded to all parts of the province from Qingdao to Yentai. There are now 31.400 enterprises, 620,000 vehicles, and 11.5 million households involved in property insurance and 20 展开更多
关键词 insurance SHANDONG Qingdao expanded LIABILITY indust forts RAISE funded WHEAT
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Assessing Drug Use Indicators in Health Insurance Facilities, Gezira State, Sudan, 2017-2018
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作者 Sara Abdelrahman Ahmed Elnazeer Ibrahim Hamedelniel Abubakr Khidir Yousif 《Pharmacology & Pharmacy》 2021年第10期237-246,共10页
<b><span style="font-family:Verdana;">Background</span></b><span style="font-family:;" "=""><span style="font-family:Verdana;">: Inappro... <b><span style="font-family:Verdana;">Background</span></b><span style="font-family:;" "=""><span style="font-family:Verdana;">: Inappropriate use of medicines is a global concern with serious con</span><span style="font-family:Verdana;">sequences related to prescribing, dispensing, and use. WHO estimate</span><span style="font-family:Verdana;">d that 50% of medicines are not used correctly on their journey from the facility to home. </span><b><span style="font-family:Verdana;">Objective</span></b><span style="font-family:Verdana;">: To assess medicines use using WHO drug core indicators rega</span><span><span style="font-family:Verdana;">rding prescribing, patient, and facilities. </span><b><span style="font-family:Verdana;">Setting</span></b><span style="font-family:Verdana;">: Outpatients, Hea</span></span><span style="font-family:Verdana;">lth centers in Wadmadani locality (Urban area) in Gezira State, Sudan. </span><b><span style="font-family:Verdana;">Method</span></b><span style="font-family:Verdana;">: A cross-sectional, prospective, analytical study was conducted in 30 health centers and 60 patients from each center were selected using a simple random sampling technique. WHO indicators form was used to collect data containing different variables. T-test at a level of confidence of 95% was used to test differences between indicators. Statistical Package for Social Science (SPSS) was used for data analysis. </span><b><span style="font-family:Verdana;">Results:</span></b><span style="font-family:Verdana;"> The main prescribing indicators were 2.5 ± 0.6 for drugs per encounter, 44.1% ± 14.2%. Generic 54 ± 18.0 antibiotics, 12.0% ± 9.3% injectable, and 95.2% ± 11.5% of drugs were prescribed according to the NHIF-EML. The main patient’s indicators were, 2.9 ± 0.8 minutes for consultation time, 99.5 ± 36.8 seconds for dispensing time, and 72.5% ± 16.0% for medicines actually dispensed, 49.0% ± 18.0% for medicines adequately labeled, and 22.5% ± 7.3% of the patient’s knowledge about the correct dose. The Facility specific indicators were 66.7% for the availability of a copy of EML, while the percentage of key drugs in the stock was 75.3% ± 11.6%. No statistically significant differences were found between direct and indirect facilities except in generic prescribing. </span><b><span style="font-family:Verdana;">Main Outcome Measure</span></b><span style="font-family:Verdana;">: <span style="white-space:nowrap;"><span style="white-space:nowrap;">&#8226;</span></span> Interventions to improve Generic and antibiotics prescribing indicators. <span style="white-space:nowrap;"><span style="white-space:nowrap;">&#8226;</span></span> The patient-to-physician ratio should be revised to optimize consultation time. <span style="white-space:nowrap;"><span style="white-space:nowrap;">&#8226;</span></span> The availability of key drugs should be improved to make sure effective treatment. <span style="white-space:nowrap;"><span style="white-space:nowrap;">&#8226;</span></span> The pharmacy cadre should be oriented and trained to improve patients’ compliance. </span><b><span style="font-family:Verdana;">Conclusion</span></b><span style="font-family:Verdana;">: The study concluded that there was irrational use of medicines when investigated by WHO drug core indicators. So, the study recommended interventions to improve the rationale prescribing, dispensing, and use of medicines.</span></span> 展开更多
关键词 ASSESSING Drug Use Indicators National Health insurance fund Gezira SUDAN
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Research on the Sustainability of Pension Funds
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作者 WANG Chengxin 《International English Education Research》 2019年第1期30-32,共3页
With the rapid development of population aging, the proportion of the elderly population in China has been rising, which has brought huge impact on China's pension insurance system. The issue of sustainable develo... With the rapid development of population aging, the proportion of the elderly population in China has been rising, which has brought huge impact on China's pension insurance system. The issue of sustainable development of pension funds has become a huge challenge for Chinese society. Realizing the sustainable development of pension funds is an important way to realize the healthy development of China's pension insurance system. This paper analyzes the operation, supervision and investment of pension insurance funds, and puts forward corresponding development countermeasures. 展开更多
关键词 ENDOWMENT insurance fund SUSTAINABLE
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The Basic Ways of Solving the Problems of Underlying Liabilities of China's Endowment Insurance
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作者 Xujun Xue 《Chinese Business Review》 2004年第10期68-71,共4页
The supply of basic pension is seriously lacking, the personal accounts is operated with no money. This is a problem belonging to conversion cost in essence. This paper points out that the government should undertake ... The supply of basic pension is seriously lacking, the personal accounts is operated with no money. This is a problem belonging to conversion cost in essence. This paper points out that the government should undertake the responsibility to solve the problem by using the increment method and stock method to repay the latent liability; then the government can enrich the personal accounts in response to the aging population crisis and the concussion brought by the endowment insurance system's conversion. 展开更多
关键词 endowment insurance fund empty account payment crisis of endowment insuranceconversion cost
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医保参保人就医行为对基金管理的挑战与思考 被引量:1
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作者 侯慧玉 张华星 +2 位作者 王建斌 李景涛 田溢卿 《医学与哲学》 北大核心 2025年第4期56-59,共4页
通过分析参保人就医行为对医保基金管理产生挑战的原因,发现以下问题:不同地域不同参保身份医保待遇差别大、缺乏多部门多地区信息共享平台、医保基金监管能力有待提高、公众对医保政策及骗保行为认知不足、健康焦虑现象日趋严重。针对... 通过分析参保人就医行为对医保基金管理产生挑战的原因,发现以下问题:不同地域不同参保身份医保待遇差别大、缺乏多部门多地区信息共享平台、医保基金监管能力有待提高、公众对医保政策及骗保行为认知不足、健康焦虑现象日趋严重。针对上述原因,提出以下对策:推进医保省级统筹、完善医保目录管理、加快医保信息化建设、提高基金监管能力、加大医保政策宣传力度、缓解公众健康焦虑现象,从而提高参保人维护医保基金安全的自觉性,与医保管理部门和医疗机构共同保障医保基金的可持续发展。 展开更多
关键词 参保人 就医行为 医保基金管理 欺诈骗保
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保险资金持股对企业绿色创新的影响研究——基于险资ESG投资路径分析 被引量:4
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作者 刘冬姣 马堂玉 《财经论丛》 北大核心 2025年第3期64-75,共12页
以2009-2022年沪深A股上市企业为研究对象,分析保险资金持股对企业绿色创新的影响。结果表明:保险资金持股对企业绿色技术创新和绿色管理创新有显著促进作用,且在制造业、非国有及小规模企业中表现更强。长期持股型和投资型保险资金持... 以2009-2022年沪深A股上市企业为研究对象,分析保险资金持股对企业绿色创新的影响。结果表明:保险资金持股对企业绿色技术创新和绿色管理创新有显著促进作用,且在制造业、非国有及小规模企业中表现更强。长期持股型和投资型保险资金持股能够促进企业绿色技术创新和绿色管理创新,短期持股型保险资金持股仅会促进企业绿色管理创新,保障型保险资金持股对企业绿色创新没有显著影响。企业ESG表现在保险资金持股对绿色创新的影响中发挥部分中介作用,且在购买D&O保险的企业中更明显,其作用路径是通过促进企业执行环保政策、采取更加环保的措施、增强社会责任以及降低财务风险和技术创新风险,进而推动企业绿色创新。 展开更多
关键词 保险资金持股 绿色创新 ESG表现 D&O保险
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