This study examines the effects of digital financial inclusion on non-farm employment of rural labor and the mediating mechanism of innovation and entrepreneurship activity using China Family Panel Studies(CFPS)and th...This study examines the effects of digital financial inclusion on non-farm employment of rural labor and the mediating mechanism of innovation and entrepreneurship activity using China Family Panel Studies(CFPS)and the provincial index of digital financial inclusion.Through the empirical test of the Probit model and mediation effect model,we found that:firstly,digital financial inclusion can promote non-farm employment of rural labor,with the level of digitalization having the most significant impact;secondly,by encouraging innovation and entrepreneurial activity,digital financial inclusion can promote non-farm employment of rural labor;thirdly,the driving effect of digital financial inclusion on non-farm employment of rural labor is more pronounced among the unmarried,eastern region,and male labor.Therefore,we should improve the construction of rural digital infrastructure and accelerate the development of inclusive rural finance to promote more diversified non-farm employment options for“disadvantaged groups”;encourage and support innovation at the government level,and create a favorable atmosphere for innovation and entrepreneurship.Simultaneously,farmers’digital literacy and financial knowledge should be improved so that more can adopt and take advantage of digital financial inclusion.展开更多
为探究非农就业影响农户收入质量的效应及作用机制,以中国社会状况综合调查(Chinese social survey,Css)2017、2019和2021年3年数据为基础,采用OLS模型、中介效应模型、分位数回归模型并结合工具变量法,实证分析非农就业对农户收入质量...为探究非农就业影响农户收入质量的效应及作用机制,以中国社会状况综合调查(Chinese social survey,Css)2017、2019和2021年3年数据为基础,采用OLS模型、中介效应模型、分位数回归模型并结合工具变量法,实证分析非农就业对农户收入质量的影响机制,同时考察非农就业对不同收入和不同经济期望农户收入质量的影响差异。结果表明:1)非农就业能够显著提升农户收入质量水平。2)非农收入和社会保障在非农就业影响农户收入质量中起到中介作用。3)非农就业对农户收入质量的提升效果在低收入农户和低经济期望农户中更为明显,并且对于低收入和低经济期望农户,保障效应更为突出,而对于高收入和高经济期望农户,增收效应更为突出。基于此,提出强化非农就业促进政策、优化收益与保障双重机制、实施差异性精准帮扶政策等建议,促进农户收入质量实现稳步提高。展开更多
基金Ministry of Education Humanities and Social Science Foundation Youth Project“Micro-Quantification,Action Mechanism and Impact Research on Financialization of Entity Enterprises”[Grant number.19YJC790106]National Social Science Fund“Mechanism Analysis and Optimization Path Research of Digital Finance Supporting the Improvement of development efficiency of SMEs”[Grant number.21BJY047]+1 种基金Science and Technology Research Program of Chongqing Municipal Education Commission of China:“Research on the Mechanism and Path of Green Finance to Promote Poverty Alleviation in Poor areas in Western China”[Grant number.KJQN201900550]Science and Technology Research Program of Chongqing Municipal Education Commission of China:“Research on Financial Efficiency and High-quality Innovation Development from the Perspective of the Innovation Value Chain”[Grant number.KJQN202000540].
文摘This study examines the effects of digital financial inclusion on non-farm employment of rural labor and the mediating mechanism of innovation and entrepreneurship activity using China Family Panel Studies(CFPS)and the provincial index of digital financial inclusion.Through the empirical test of the Probit model and mediation effect model,we found that:firstly,digital financial inclusion can promote non-farm employment of rural labor,with the level of digitalization having the most significant impact;secondly,by encouraging innovation and entrepreneurial activity,digital financial inclusion can promote non-farm employment of rural labor;thirdly,the driving effect of digital financial inclusion on non-farm employment of rural labor is more pronounced among the unmarried,eastern region,and male labor.Therefore,we should improve the construction of rural digital infrastructure and accelerate the development of inclusive rural finance to promote more diversified non-farm employment options for“disadvantaged groups”;encourage and support innovation at the government level,and create a favorable atmosphere for innovation and entrepreneurship.Simultaneously,farmers’digital literacy and financial knowledge should be improved so that more can adopt and take advantage of digital financial inclusion.
文摘为探究非农就业影响农户收入质量的效应及作用机制,以中国社会状况综合调查(Chinese social survey,Css)2017、2019和2021年3年数据为基础,采用OLS模型、中介效应模型、分位数回归模型并结合工具变量法,实证分析非农就业对农户收入质量的影响机制,同时考察非农就业对不同收入和不同经济期望农户收入质量的影响差异。结果表明:1)非农就业能够显著提升农户收入质量水平。2)非农收入和社会保障在非农就业影响农户收入质量中起到中介作用。3)非农就业对农户收入质量的提升效果在低收入农户和低经济期望农户中更为明显,并且对于低收入和低经济期望农户,保障效应更为突出,而对于高收入和高经济期望农户,增收效应更为突出。基于此,提出强化非农就业促进政策、优化收益与保障双重机制、实施差异性精准帮扶政策等建议,促进农户收入质量实现稳步提高。
