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Building Long-Term Care Insurance System in China 被引量:1
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作者 Juan Yang Li Hua Chen 《International English Education Research》 2015年第6期77-79,共3页
The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce br... The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce briefly the long-term care insurance system in German, Japan and America for our learning. Therefore, China's long-term care insurance system could not totally indiscriminately imitate the mandatory long-term care insurance system in German and Japan, it also could not copy the business model of nursing insurance system in America. The conclusion is that long-term care insurance system in China should use the experience of developed countries based on the basic national conditions, doing some relative works, such as establishing policies and regulations, strengthening personnel training, and improving the market specification. 展开更多
关键词 Aging of population long-term care insurance FAMILY Medical expenses.
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Research on the Establishment of a Long-Term Care System for the Elderly with Alzheimer’s Disease Under the Background of Long-Term Care Insurance: A Literature Review 被引量:1
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作者 Wei Wang Faridah Mohd Said 《Journal of Clinical and Nursing Research》 2024年第5期348-355,共8页
With the aging of the country’s population structure,the problem of social pensions is becoming more and more serious.As for the issue of social pension,the elderly with Alzheimer’s disease are a special group,and t... With the aging of the country’s population structure,the problem of social pensions is becoming more and more serious.As for the issue of social pension,the elderly with Alzheimer’s disease are a special group,and the issue of care services for these elderly has attracted widespread attention from society.However,judging from the current level of social security provided to the elderly with dementia in the country,there is a serious imbalance between supply and demand.Therefore,this problem needs to be solved urgently and is of great significance for further improving the country’s social pension security system.Routine care is limited to hospitals and mainly focuses on the patient’s condition.Patients fail to receive comprehensive care services and the effect is not ideal.Therefore,in order to improve patients’cognitive function and quality of life,and learn from international experience,a“community-institution-home”three-dimensional linkage care model based on long-term care insurance can be established.The application of this model can effectively solve and further improve the country’s elderly care and social security system. 展开更多
关键词 long-term care insurance ELDERLY Alzheimer’s disease long-term care system
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Research on the institutional design of the long-term care insurance in Shanghai
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作者 Wei Wang Youchun Tang Qian Liu 《International English Education Research》 2015年第3期29-30,共2页
Shanghai went into the ranks of the aging society in 1979, as the first area which entered into the aging society in China. Along with the arrival of the ageing, the nursing problems of the old man and disabled elderl... Shanghai went into the ranks of the aging society in 1979, as the first area which entered into the aging society in China. Along with the arrival of the ageing, the nursing problems of the old man and disabled elderly become the important factors which affect social development. The establishment of the legal system, System integration to realize resource optimal allocation, Division of multilevel optimization services provide new pattern can make it happen. 展开更多
关键词 long-term care insurance institutional design
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Analysis of the necessity of Shanghai's long-term care insurance
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作者 Yang Jie 《International English Education Research》 2015年第6期68-69,共2页
The aging population of Shanghai is China one of the most serious city, is also one of the cities of the aging problem is prominent. As a result, the city's endowment pressure also with aging and aging aggravate grad... The aging population of Shanghai is China one of the most serious city, is also one of the cities of the aging problem is prominent. As a result, the city's endowment pressure also with aging and aging aggravate gradually increased, especially the old man nursing problems become the main problem in society. Study abroad to establish a long term care insurance comprehensive factors, considering the feasibility of the long-term care insurance in Shanghai, alleviate the pressure of the pension, the construction of a harmonious society. 展开更多
关键词 The necessity long-term care insurance.
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Performance of Rural Municipalities After the 2015 Reformation of Long-Term Care Insurance in Japan
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作者 Yoko Matsuoka Shinji Hattori 《Sociology Study》 2022年第3期88-98,共11页
Worldwide,welfare is trending from a welfare state model to social participation to ensure the sustainability of health care systems.Japan,where the aging rate will reach 40%by 2060,reformed public Long-Term Care Insu... Worldwide,welfare is trending from a welfare state model to social participation to ensure the sustainability of health care systems.Japan,where the aging rate will reach 40%by 2060,reformed public Long-Term Care Insurance(LTCI)on a large scale in 2015 and started the Comprehensive Service project(CS project),which emphasizes the prevention of long-term care through social participation in the community.Through this project,communities work to develop prevention efforts revolving around the community salon/caféand mutual support,including all daily tasks that previously were the purview of family members.Each municipality has an obligation to promote a CS project through new community development initiatives among community members.The purpose of this study is to investigate the CS projects performed by rural municipalities and to explore the important factors for their success.The authors used a case study methodology and constant comprehensive methodology for analyzing interview data to pull out the elements of successful initiatives.The study shows that the following factors influence success:recognition of demographic risk,recognition of the ineffectiveness of LTCI services,developing a passionate philosophy and strategy as a municipality,developing community members’initiative,and having many assets and full participation in the community.These factors imply that community development is a critical part of any successful CS project. 展开更多
关键词 long-term care insurance in Japan community development mutual support PREVENTION asset-based approach
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Study on Pricing of Long-term Care Insurance Considering Capping Line
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作者 WANGXiaolin 《外文科技期刊数据库(文摘版)经济管理》 2022年第6期191-195,共5页
It is a long-term strategic task for China to cope with the aging population and declining birthrate. Therefore, our country has begun to gradually establish our long-term care security system, and the pricing problem... It is a long-term strategic task for China to cope with the aging population and declining birthrate. Therefore, our country has begun to gradually establish our long-term care security system, and the pricing problem of long-term care insurance has gradually attracted the attention of academic circles. The pricing model and nursing demand of long-term care insurance have been repeatedly discussed and studied, and many useful conclusions have been formed. However, in terms of rates, the rates of both commercial long-term care insurance and policy products are on the high side. At present, the price of commercial long-term care insurance is high. Although the price of policy-oriented products is low, the level of protection is also low, which cannot provide sufficient protection. This study explores the introduction of capping line into long-term care insurance to reduce the rate level of long-term care insurance. Using the existing state transition matrix, through empirical research, the pricing of long-term care insurance with capping line is made in order to provide suggestions for the development of long-term care insurance. 展开更多
关键词 long-term care insurance seal the neck line insurance pricing
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Research on the development mode of long-term nursing insurance ——taking Qingdao as an example
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作者 ZHANG Yu 《International English Education Research》 2018年第3期71-73,共3页
With the gradual development of society, scientific and technological progress, aging gradually aggravated, has become a hot topic of society. People to old age, self-care ability than in the past, not only suffer fro... With the gradual development of society, scientific and technological progress, aging gradually aggravated, has become a hot topic of society. People to old age, self-care ability than in the past, not only suffer from disease, life has become difficult, coupled with the large number of empty nest family, the cost of care is also very high, whether it is to receive home care or professional institutions of care have great difficulties. Therefore, the community should be a large number of people with long-term care needs of the appropriate economic compensation, in this context, long-term care insurance is born. As a leading city in Shandong Province, Qingdao has introduced long-term care insurance and achieved good results. This paper analyzes the practical problems faced by Qingdao, that is, the development background of Qingdao long-term nursing insurance model, obtains the deficiency of Qingdao long-term nursing insurance, and then puts forward the corresponding countermeasures, and then ponders how to choose the long-term nursing insurance model of our country's future development. 展开更多
关键词 long-term care insurance Development mode Operational mode
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Influence Factors of Mobility-Related Activities of Daily Living in Chronic Dialysis Patients Needing Long-Term Care: Analysis of Long-Term Care Eligibility Assessment Survey Data
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作者 Utako Shimizu Hagiko Aoki +2 位作者 Masaru Nakamura Haruo Yamanouchi Kohei Akazawa 《Health》 2014年第16期2174-2183,共10页
Background: In the near future in Japan, chronic dialysis patients will likely face a situation where the aging and the lengthening of hemodialysis treatment periods will adversely affect the mobility-related activiti... Background: In the near future in Japan, chronic dialysis patients will likely face a situation where the aging and the lengthening of hemodialysis treatment periods will adversely affect the mobility-related activities of daily living (MR-ADL). The aim of this study was to investigate chronological change in MR-ADL among chronic dialysis patients in need of long-term care and the effect of admission to long-term care facilities on their MR-ADL. Methods: Data were analyzed from a long-term care eligibility assessment survey conducted in late March 2009 of 1000 individuals residing in Niigata City, Japan who were approved to receive long-term care. Then data from those individuals who had undergone the assessment survey ≥4 times over a period of ≥4 years were statistically evaluated. To reveal change in MR-ADL, this study performed a three-way analysis of variance with mean survey scores from assessment categories 2 - 5 containing questions related to MR-ADL as the independent variable and the number of eligibility assessment surveys (within-subjects factor), facility admission, and dialysis therapy (between-subjects factors) as dependent variables. Results: We observed the effect of facility admission in individuals aged >70 years for categories 2 - 5, and observed the effect of the number of assessment surveys taken only in women ≥80 years for categories 2 and 5. Regarding the effect of dialysis therapy, female dialysis patients aged ≥80 years and in need of long-term care scored significantly higher on survey items for transferring, grooming, toileting, eating, and instrumental activities of daily living, all of which are indicators of a moderate decline in ADL. Conclusions: Because dialysis is often initiated in women aged around 80 years, ADL in this group of individuals can be improved by the initiation and proper provision of dialysis. 展开更多
关键词 Chronic DIALYSIS PATIENTS Activities of Daily Living long-term care insurance long-term care insurance Facility
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Long-term care policy simulation of disabled elderly
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作者 YAN Yichao 《International English Education Research》 2018年第4期71-73,共3页
With the accelerating process of population aging in our country, the physical function of the elderly will decline, the possibility of suffering from acute and chronic diseases will increase, and the occurrence of di... With the accelerating process of population aging in our country, the physical function of the elderly will decline, the possibility of suffering from acute and chronic diseases will increase, and the occurrence of disability will become more common and normal. The potential demand for elderly care is rapidly increasing. With the growth, the care of the disabled elderly has become increasingly acute. At the same time, due to the intensification of family miniaturization and population migration, the traditional family-based long-term care has been difficult to sustain. How to incorporate long-term care into our social security system as soon as possible has become the focus of the whole society. The thesis through the combination of public policy simulation methods and the research data, the long-term care insurance system implemented at the beginning of 2018 in Shanghai is a policy blueprint. It uses statistical software SPSS, MATLAB, etc. to achieve data collation, analysis and prediction, and at the same time integrates the pilot of the long-term care insurance system. The implementation of policies in cities such as Qingdao and Nantong has been simulated. Finally, on the basis of simulation results, suggestions have been made for the future development of China's long-term care insurance system. 展开更多
关键词 Disability elderly long-term care insurance policy guidelines program adjustment
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Healthcare Needs of the Elderly People over 85 Years Living Alone on the Island Area in Japan: A Descriptive Study 被引量:1
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作者 Osamu Hiramitsu Michiko Moriyama +6 位作者 Kanae Osaki Ritsuko Sakamoto Megumi Sakamoto Shoko Maeno Hidemi Sasaki Katm Ehsanul Huq Md Moshiur Rahman 《Health》 2018年第4期516-530,共15页
Background: Japan has the highest aging people accounting 33.8 million with the rate of 26.7% in 2015. Although, public long-term care insurance services support people age 40 years and above, most of the users are 85... Background: Japan has the highest aging people accounting 33.8 million with the rate of 26.7% in 2015. Although, public long-term care insurance services support people age 40 years and above, most of the users are 85 years and over due to their more vulnerability for getting sick. This study describes the physical, mental and social status of the elderly people aged 85 years and over, who were living alone at home. Method: A cross-sectional study was conducted between November 2016 and March 2017 in the island of Kure city, Hiroshima, Japan. A structured questionnaire and scales were used for data collection and documentation of physical measurements. Descriptive analysis was used. Result: A total of 190 subjects were participated, and the data were analyzed. The age range of the subjects was 85 to 98 years, and 68.4% of them were 85 to 89 years old. Male and female ratio was 21.6% vs 78.4%. Subjects of 17.4% continued their occupation at the time of the study period and most of them involved in agricultural work (93.9%). A certain percentage of the subjects had abnormal physical, mental and social difficulties and need additional support from family, friends, relatives, and community. Conclusion: Early detection and intervention such as disease management, nutritional support, and human support are required. The findings suggested policy makers to predict the burden and provide necessary care for these elderly people. It is necessary to aware family, friends, relatives, community and government supporting staff to provide information on correct recognition and usages of long-term care insurance services for these elder people. 展开更多
关键词 ELDERLY LIVING ALONE long-term care insurance JAPAN
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长期护理保险筹资制度存在的问题与优化对策——以10个试点城市的数据为例
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作者 郑秉文 梁馨月 《行政管理改革》 北大核心 2025年第10期36-47,共12页
通过对长期护理保险10个试点城市筹资制度的深入调研和政策文本的系统梳理,在肯定其主要成效的基础上,对其筹资制度运行现状进行全面分析。10个试点城市在筹资标准、筹资结构、筹资渠道、保障范围、动态筹资调整机制等方面存在严重的碎... 通过对长期护理保险10个试点城市筹资制度的深入调研和政策文本的系统梳理,在肯定其主要成效的基础上,对其筹资制度运行现状进行全面分析。10个试点城市在筹资标准、筹资结构、筹资渠道、保障范围、动态筹资调整机制等方面存在严重的碎片化和不均衡现象,对医保基金和财政补助的依赖度过高,个人和单位筹资责任基本缺失。为降低试错成本和沉没成本,建议尽快公布全国统一的顶层制度设计,形成统一的规范性文件,并在过渡期为地方保留一定的自主调节空间。同时,优化责任共担机制,实行按比例筹资,构建动态筹资调整机制。 展开更多
关键词 长期护理保险试点 长期护理保险筹资 医保基金管理 社会保险 人口老龄化
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嘉兴市长期护理保险试点实施情况及发展建议
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作者 王欣宁 井玉荣 +3 位作者 白慧莹 苏忠鑫 王颖 罗力 《卫生经济研究》 北大核心 2025年第3期10-13,共4页
嘉兴市长期护理保险(长护险)在试点实施中不乏亮点,但也存在有待完善的地方。借鉴青岛、上海、广州及北京的长护险试点做法,对嘉兴市长护险的未来发展提出建议:逐渐剥离医保基金筹资来源,制定公平的筹资标准;建立预防和延缓失智的保障机... 嘉兴市长期护理保险(长护险)在试点实施中不乏亮点,但也存在有待完善的地方。借鉴青岛、上海、广州及北京的长护险试点做法,对嘉兴市长护险的未来发展提出建议:逐渐剥离医保基金筹资来源,制定公平的筹资标准;建立预防和延缓失智的保障机制;充分发动社区资源,完善社区护理体系;丰富长护险服务内容,满足各类照护需求。 展开更多
关键词 长期护理保险 试点 失能照护服务
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山西省长期护理保险试点的推进与优化之路 被引量:1
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作者 郎杰燕 《护理研究》 北大核心 2025年第5期843-846,共4页
依据国家推进长期护理保险试点的政策指引,对山西省临汾市和晋城市长期护理保险试点展开深入访谈调查,比较两市长期护理保险试点的推进过程,发现其在基金筹集、服务供给和待遇保障方面呈现各异且存在诸多共性问题。提示亟须拓宽长期护... 依据国家推进长期护理保险试点的政策指引,对山西省临汾市和晋城市长期护理保险试点展开深入访谈调查,比较两市长期护理保险试点的推进过程,发现其在基金筹集、服务供给和待遇保障方面呈现各异且存在诸多共性问题。提示亟须拓宽长期护理保险多元筹资渠道,促进制度平稳可持续发展,打造网络化服务格局,满足失能人群多样化需求,构建“一体多层”长期护理保险体系,提升失能人群保障水平,切实破解失能老年人照护困局。 展开更多
关键词 长期护理保险 失能老年人 政策试点 老年护理
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长期护理保障的中国道路:从长期护理保险试点探索到全面建制 被引量:2
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作者 王宗凡 《社会保障评论》 2025年第4期1-19,共19页
失能风险是人口老龄化背景下产生的新社会风险。为应对失能风险,我国开展了建立长期护理保险制度的探索。这一探索经历了从地方自行探索到国家自上而下推动试点的发展过程。在经历较长时间的试点之后,我国最终明确要全面建立长期护理保... 失能风险是人口老龄化背景下产生的新社会风险。为应对失能风险,我国开展了建立长期护理保险制度的探索。这一探索经历了从地方自行探索到国家自上而下推动试点的发展过程。在经历较长时间的试点之后,我国最终明确要全面建立长期护理保险制度。全面建立长期护理保险制度需要进一步明确筹资、待遇等基本政策框架,建立并完善标准体系和经办管理机制。此外,长期护理保险必须与照护服务供给协同发展才能充分实现保障功能,长期护理保险只是“保基本”,更充分保障还需要发展商业保险、护理补贴、社会慈善和社会互助,多层次护理保障需要相互衔接、协同发展。 展开更多
关键词 失能风险 长期护理保险 试点 保基本 协同发展
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长期护理保险制度试点实践——上海案例分析 被引量:42
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作者 胡苏云 《华东理工大学学报(社会科学版)》 CSSCI 北大核心 2018年第4期84-92,共9页
上海于2017年建立长期护理保险制度,并在3个区试点,制度覆盖60岁以上上海户籍全体医保人员。上海以老年人统一需求评估体系为依据,对评估等级2-6级者提供服务。试点区调研中发现,目前的长期护理保险制度存在评估等级划分过细,评估等级... 上海于2017年建立长期护理保险制度,并在3个区试点,制度覆盖60岁以上上海户籍全体医保人员。上海以老年人统一需求评估体系为依据,对评估等级2-6级者提供服务。试点区调研中发现,目前的长期护理保险制度存在评估等级划分过细,评估等级偏医学;42项服务项目设置不尽合理,总体服务项目内容有限,但同时存在内容重叠等问题;居家服务没有得到倾斜支持;护理人员短缺依然存在,护理服务定价、支付也存在问题;长护险信息系统设计和过程监管不尽合理,而且造成养老院照护压力和经济成本;社会保险和社会救助体系衔接不佳。在试点全面推行时,上海要进一步明确长护险保障责任和可能的范围;进一步完善老年人统一需求评估内容,发挥评估的综合效应;进一步完善长护险服务项目,推进社区居家长护险服务开展;进一步加强养老护理服务人员培养,缓解服务瓶颈;持续改善优化长护险信息系统。让上海的长期护理保险制度运行更为顺畅,惠及众多百姓。 展开更多
关键词 长期护理保险 试点调研 政策建议
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中国长期护理保险制度:试点评估与全面建制 被引量:32
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作者 关博 朱小玉 《宏观经济研究》 CSSCI 北大核心 2019年第10期103-111,156,共10页
随着人口老龄化程度加深,建立专门的高龄失能保障制度安排迫在眉睫。2016年以来,中国启动长期护理保险制度试点,在筹资机制、保障范围、支付标准和支付方式等方面进行了有益探索,但也暴露出政策结构碎片化、基本保障边界不清晰、衔接服... 随着人口老龄化程度加深,建立专门的高龄失能保障制度安排迫在眉睫。2016年以来,中国启动长期护理保险制度试点,在筹资机制、保障范围、支付标准和支付方式等方面进行了有益探索,但也暴露出政策结构碎片化、基本保障边界不清晰、衔接服务力量有效供给不足等突出问题。考虑中国已具备建立长期护理保险的承重结构、人口结构和财务稳健基础,应坚持全民覆盖和城乡统筹根本原则,在确保基金筹资稳健和支付可持续前提下,不断完善政策框架设计,合理确定筹资责任,优化保障路径,并做好与其他服务体系的互补衔接,切实扎牢密实高龄失能群体的风险保障网。 展开更多
关键词 长期护理保险 试点进展 绩效评估
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中国长期护理保险制度财政负担可持续性研究——基于17种试点方案测算 被引量:30
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作者 李佳 《社会保障评论》 CSSCI 2020年第4期53-71,共19页
财政可持续性是长期护理保险制度建立的基本原则,本文利用CHARLS数据和总体仿真模型测算出中国2000—2050年间17种长期护理保险试点方案财政负担情况,并对试点方案进行可持续性比较分析和敏感性分析。测算结果显示,2000—2050年,上海长... 财政可持续性是长期护理保险制度建立的基本原则,本文利用CHARLS数据和总体仿真模型测算出中国2000—2050年间17种长期护理保险试点方案财政负担情况,并对试点方案进行可持续性比较分析和敏感性分析。测算结果显示,2000—2050年,上海长期护理保险方案社会缴费率最高,处于1.900%—3.852%区间,齐齐哈尔方案最低,处于0.026%—0.080%区间;南通方案财政补贴率最高,处于0.228%—0.826%区间,承德方案最低,处于0.011%—0.043%区间。本文的主要结论有:第一,除上海方案外,其他试点方案的财政负担具备可持续性;第二,青岛方案优势突出,南通、荆门、北京石景山方案易推行;第三,现阶段为推行全国性长期护理保险最佳时期;第四,财政负担对待遇支付标准变动最为敏感。 展开更多
关键词 长期护理保险制度 试点方案 财政负担 可持续性
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长期照护保险资金筹措:现状、困境与对策思考 被引量:16
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作者 杨菊华 杜声红 《中国卫生政策研究》 CSCD 北大核心 2018年第8期8-14,共7页
本文以资金筹集为切入点,从筹资方式、渠道和水平三个层面,对青岛等试点城市和北京市海淀区的相关文件进行梳理。结果发现,目前各地以不同的划拨标准,将符合条件的医保参与人员自动纳入长期照护保险范畴;虽然不少地方的老年人已开始受益... 本文以资金筹集为切入点,从筹资方式、渠道和水平三个层面,对青岛等试点城市和北京市海淀区的相关文件进行梳理。结果发现,目前各地以不同的划拨标准,将符合条件的医保参与人员自动纳入长期照护保险范畴;虽然不少地方的老年人已开始受益,但存在代际不公平、民众参与感低、对医疗保险依赖过度等问题,尚未形成可在全国推广的经验。为此,必须合理选择筹资方式,确保稳定的资金来源;明确政府、单位与个人角色,合理分担照护责任;采取定额筹资和按比例筹资相结合的形式,科学厘定筹资水平,以保障长期照护保险基金的持续运营。 展开更多
关键词 长期照护保险 资金筹措 试点城市 地区比较分析
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我国试点城市长期护理保险筹资效率研究——基于14个试点城市的实证分析 被引量:29
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作者 刘文 王若颖 《西北人口》 CSSCI 2020年第5期29-45,共17页
随着我国人口老龄化程度的不断加深及家庭结构的转变,对长期护理的需求日益递增。长期护理保险制度对解决老年人照护的支付手段问题至关重要。自2016年12月我国在15个城市开展了长期护理保险试点,各试点城市筹资机制呈现出不同发展特点... 随着我国人口老龄化程度的不断加深及家庭结构的转变,对长期护理的需求日益递增。长期护理保险制度对解决老年人照护的支付手段问题至关重要。自2016年12月我国在15个城市开展了长期护理保险试点,各试点城市筹资机制呈现出不同发展特点。利用DEA及耦合协调度模型对长期护理保险筹资效率及协调性进行定量评估,发现各试点城市筹资水平相差较大,筹资效率不同,存在筹资水平与经济发展及人口结构不匹配问题。为提升长期护理保险的资金运行效率,建立低门槛、广覆盖的长期护理保险制度,应明确各筹资主体的职责,建立动态调整的筹资机制,提高资金利用效率,实现筹资水平与经济发展和人口结构的协调发展,并建立评估机制,为资金使用的有效性提供保障。 展开更多
关键词 长期护理保险 筹资效率 数据包络分析法 耦合协调模型 试点城市
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广州市长期护理保险试点现状、问题及对策分析 被引量:5
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作者 程蕾 邝远芳 《卫生软科学》 2024年第1期1-7,共7页
广州市自2017年试点运行长期护理保险以来,在参保人群范畴、筹资与待遇、失能认定与护理服务等级划分、护理服务项目、服务定点机构以及监督管理体系等方面进行了积极探索,取得了长护险制度逐步优化、服务主体产业化、社区居家模式逐步... 广州市自2017年试点运行长期护理保险以来,在参保人群范畴、筹资与待遇、失能认定与护理服务等级划分、护理服务项目、服务定点机构以及监督管理体系等方面进行了积极探索,取得了长护险制度逐步优化、服务主体产业化、社区居家模式逐步成熟、服务及管理水平提升等成效。广州市长期护理保险目前尚存在人口老龄化趋势与长护险定点机构区域发展失衡、部分定点机构服务监管质量欠佳、服务实践覆盖面有待提升等问题。结合国家保险制度政策及信息化发展,提出了优化提升长护险服务主体空间布局、扩大长护险服务保障项目范围、灵活长护险给付制度、监管制度闭环体系和智慧化运行体系等建议。 展开更多
关键词 长期护理保险 试点 成效 保险政策
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