This review examines human vulnerabilities in cybersecurity within Microfinance Institutions, analyzing their impact on organizational resilience. Focusing on social engineering, inadequate security training, and weak...This review examines human vulnerabilities in cybersecurity within Microfinance Institutions, analyzing their impact on organizational resilience. Focusing on social engineering, inadequate security training, and weak internal protocols, the study identifies key vulnerabilities exacerbating cyber threats to MFIs. A literature review using databases like IEEE Xplore and Google Scholar focused on studies from 2019 to 2023 addressing human factors in cybersecurity specific to MFIs. Analysis of 57 studies reveals that phishing and insider threats are predominant, with a 20% annual increase in phishing attempts. Employee susceptibility to these attacks is heightened by insufficient training, with entry-level employees showing the highest vulnerability rates. Further, only 35% of MFIs offer regular cybersecurity training, significantly impacting incident reduction. This paper recommends enhanced training frequency, robust internal controls, and a cybersecurity-aware culture to mitigate human-induced cyber risks in MFIs.展开更多
Knowledge of coastline changes and vulnerability is of great importance to local government departments that are responsible for the management and development of coastal zones.To study the nature of change and vulner...Knowledge of coastline changes and vulnerability is of great importance to local government departments that are responsible for the management and development of coastal zones.To study the nature of change and vulnerability along the coasts of the Hainan Island,we collected a large number of sediment samples through the last few years,and reconstructed the changes of the coastline by combining the data of sediment grain-size analysis and the nautical charts/TM RS imaginary.Contrary to being almost free from erosion（as expected from the findings that the coastlines are in a relatively stable state）,four major cities in Hainan（i.e.,Haikou,Wenchang,Sanya and Changjiang） turned out to be suffered from a moderate coastal vulnerability primarily because of the large populations that impose considerable pressure on the coastlines.Thus,the assessment methodology utilized in this study,including both anthropogenic and natural factors,serves as a useful tool to obtain a comprehensive understanding of coastline vulnerability for local government,in terms of coastal management and adaptation.展开更多
文摘This review examines human vulnerabilities in cybersecurity within Microfinance Institutions, analyzing their impact on organizational resilience. Focusing on social engineering, inadequate security training, and weak internal protocols, the study identifies key vulnerabilities exacerbating cyber threats to MFIs. A literature review using databases like IEEE Xplore and Google Scholar focused on studies from 2019 to 2023 addressing human factors in cybersecurity specific to MFIs. Analysis of 57 studies reveals that phishing and insider threats are predominant, with a 20% annual increase in phishing attempts. Employee susceptibility to these attacks is heightened by insufficient training, with entry-level employees showing the highest vulnerability rates. Further, only 35% of MFIs offer regular cybersecurity training, significantly impacting incident reduction. This paper recommends enhanced training frequency, robust internal controls, and a cybersecurity-aware culture to mitigate human-induced cyber risks in MFIs.
基金The Public Science and Technology Research Funds Projects of Ocean under contract No.201105001-2the National Natural Science Foundation of China under contract No.41625021China Postdoctoral Science Foundation under contract No.2015M580409
文摘Knowledge of coastline changes and vulnerability is of great importance to local government departments that are responsible for the management and development of coastal zones.To study the nature of change and vulnerability along the coasts of the Hainan Island,we collected a large number of sediment samples through the last few years,and reconstructed the changes of the coastline by combining the data of sediment grain-size analysis and the nautical charts/TM RS imaginary.Contrary to being almost free from erosion（as expected from the findings that the coastlines are in a relatively stable state）,four major cities in Hainan（i.e.,Haikou,Wenchang,Sanya and Changjiang） turned out to be suffered from a moderate coastal vulnerability primarily because of the large populations that impose considerable pressure on the coastlines.Thus,the assessment methodology utilized in this study,including both anthropogenic and natural factors,serves as a useful tool to obtain a comprehensive understanding of coastline vulnerability for local government,in terms of coastal management and adaptation.
