How small and medium-sized(SMS)rural banks,as the main banks offering rural financial services,serve all-round rural revitalization is a vital realistic and policy issue for the time being.Now,SMS rural banks are conf...How small and medium-sized(SMS)rural banks,as the main banks offering rural financial services,serve all-round rural revitalization is a vital realistic and policy issue for the time being.Now,SMS rural banks are confronted with many shortcomings in serving rural revitalization due to dull financial service supply chain circulation and lack of coordination with the rural industry supply chain.The research based on survey data and typical cases shows that the key to solving these problems is to realize a double chain linkage of the financial service supply chain and the rural industry supply chain:The financial service supply chain and the rural industry supply chain should make use of their common infrastructure,share the digital technology capacity and data handling capacity and promote the linkage of customers,channels and scenarios in all links of the two supply chains in a bid to realize mutual promotion and improve the quality and efficiency of the two chains and hence fuel the all-round rural revitalization through industrial revitalization.Double chain linkage can be achieved through five major effective means:in terms of data,collaborating with digital rural governance and strengthening data collection and utilization;in terms of industry,collaborating with core entity enterprises and strengthening the supply chain financial service capacity;in terms of ecology,collaborating with internet technology companies and enhancing ecological,scenario and technological enabling;in terms of channels,collaborating with rural service and focusing on channel linkage,offline network,mobile services and village financial officers,etc.;and in terms of cooperation,constructing the common infrastructure of SMS rural banks and boosting the efficiency of digital enabling innovation.展开更多
Operating efficiency of universities is widely concerned by the education community.As a non-parametric method for efficiently handling multiple inputs and outputs,data envelopment analysis(DEA)is often used for measu...Operating efficiency of universities is widely concerned by the education community.As a non-parametric method for efficiently handling multiple inputs and outputs,data envelopment analysis(DEA)is often used for measuring the operating efficiency.However,shared input resources are often ignored in the existing DEA studies.In order to remedy the shortcoming with a focus on teaching and research processes of universities,this paper adopts an extended two-stage network DEA approach to measure the operating efficiency of 52 universities in China using a data set in 2014.The main findings show that:(1)Among the operating efficiency of 52 universities,about one third and two thirds of universities are efficient and inefficient,respectively.It may reflect some problems such as inefficient use of resources or unsatisfactory outcomes for these inefficient universities.By giving first priority to universities’teaching or research process,we provide alternative ways for teaching-oriented or research-oriented universities to benchmark and improve their performance.(2)For the heterogeneity efficiency analysis of different universities,the operating efficiency of“non-985”universities are significantly higher than that of“985”universities,while there is only a small difference on the operating efficiency between comprehensive universities and science&engineering universities.Although the efficiency of the central and western universities is slightly better than that of the eastern universities in terms of the average efficiency,there is no significant efficiency difference among the eastern,central,and western regions statistically.Hence,to improve the operating efficiency of Chinese universities,the Chinese government should improve the financial allocation mechanism and introduce successful budget performance management.For the Chinese universities,they should formulate teaching and scientific research plans according to their own research needs and development goals.展开更多
基金The paper is a research result of the key project“Research on Rural Revitalization Enabled by Digital Transformation of Small and Medium-sized Rural Banks”granted by the China Agricultural Finance 30 People Forum in 2021.
文摘How small and medium-sized(SMS)rural banks,as the main banks offering rural financial services,serve all-round rural revitalization is a vital realistic and policy issue for the time being.Now,SMS rural banks are confronted with many shortcomings in serving rural revitalization due to dull financial service supply chain circulation and lack of coordination with the rural industry supply chain.The research based on survey data and typical cases shows that the key to solving these problems is to realize a double chain linkage of the financial service supply chain and the rural industry supply chain:The financial service supply chain and the rural industry supply chain should make use of their common infrastructure,share the digital technology capacity and data handling capacity and promote the linkage of customers,channels and scenarios in all links of the two supply chains in a bid to realize mutual promotion and improve the quality and efficiency of the two chains and hence fuel the all-round rural revitalization through industrial revitalization.Double chain linkage can be achieved through five major effective means:in terms of data,collaborating with digital rural governance and strengthening data collection and utilization;in terms of industry,collaborating with core entity enterprises and strengthening the supply chain financial service capacity;in terms of ecology,collaborating with internet technology companies and enhancing ecological,scenario and technological enabling;in terms of channels,collaborating with rural service and focusing on channel linkage,offline network,mobile services and village financial officers,etc.;and in terms of cooperation,constructing the common infrastructure of SMS rural banks and boosting the efficiency of digital enabling innovation.
基金This research was supported by National Natural Science Foundation of China under Grants(Nos.71601064,72071067,71801067,71871081)the Major Project of the National Social Science Foundation of China(No.18ZDA064).
文摘Operating efficiency of universities is widely concerned by the education community.As a non-parametric method for efficiently handling multiple inputs and outputs,data envelopment analysis(DEA)is often used for measuring the operating efficiency.However,shared input resources are often ignored in the existing DEA studies.In order to remedy the shortcoming with a focus on teaching and research processes of universities,this paper adopts an extended two-stage network DEA approach to measure the operating efficiency of 52 universities in China using a data set in 2014.The main findings show that:(1)Among the operating efficiency of 52 universities,about one third and two thirds of universities are efficient and inefficient,respectively.It may reflect some problems such as inefficient use of resources or unsatisfactory outcomes for these inefficient universities.By giving first priority to universities’teaching or research process,we provide alternative ways for teaching-oriented or research-oriented universities to benchmark and improve their performance.(2)For the heterogeneity efficiency analysis of different universities,the operating efficiency of“non-985”universities are significantly higher than that of“985”universities,while there is only a small difference on the operating efficiency between comprehensive universities and science&engineering universities.Although the efficiency of the central and western universities is slightly better than that of the eastern universities in terms of the average efficiency,there is no significant efficiency difference among the eastern,central,and western regions statistically.Hence,to improve the operating efficiency of Chinese universities,the Chinese government should improve the financial allocation mechanism and introduce successful budget performance management.For the Chinese universities,they should formulate teaching and scientific research plans according to their own research needs and development goals.
