This review examines human vulnerabilities in cybersecurity within Microfinance Institutions, analyzing their impact on organizational resilience. Focusing on social engineering, inadequate security training, and weak...This review examines human vulnerabilities in cybersecurity within Microfinance Institutions, analyzing their impact on organizational resilience. Focusing on social engineering, inadequate security training, and weak internal protocols, the study identifies key vulnerabilities exacerbating cyber threats to MFIs. A literature review using databases like IEEE Xplore and Google Scholar focused on studies from 2019 to 2023 addressing human factors in cybersecurity specific to MFIs. Analysis of 57 studies reveals that phishing and insider threats are predominant, with a 20% annual increase in phishing attempts. Employee susceptibility to these attacks is heightened by insufficient training, with entry-level employees showing the highest vulnerability rates. Further, only 35% of MFIs offer regular cybersecurity training, significantly impacting incident reduction. This paper recommends enhanced training frequency, robust internal controls, and a cybersecurity-aware culture to mitigate human-induced cyber risks in MFIs.展开更多
Today,security is a major challenge linked with computer network companies that cannot defend against cyber-attacks.Numerous vulnerable factors increase security risks and cyber-attacks,including viruses,the internet,...Today,security is a major challenge linked with computer network companies that cannot defend against cyber-attacks.Numerous vulnerable factors increase security risks and cyber-attacks,including viruses,the internet,communications,and hackers.Internets of Things(IoT)devices are more effective,and the number of devices connected to the internet is constantly increasing,and governments and businesses are also using these technologies to perform business activities effectively.However,the increasing uses of technologies also increase risks,such as password attacks,social engineering,and phishing attacks.Humans play a major role in the field of cybersecurity.It is observed that more than 39%of security risks are related to the human factor,and 95%of successful cyber-attacks are caused by human error,with most of them being insider threats.The major human factor issue in cybersecurity is a lack of user awareness of cyber threats.This study focuses on the human factor by surveying the vulnerabilities and reducing the risk by focusing on human nature and reacting to different situations.This study highlighted that most of the participants are not experienced with cybersecurity threats and how to protect their personal information.Moreover,the lack of awareness of the top three vulnerabilities related to the human factor in cybersecurity,such as phishing attacks,passwords,attacks,and social engineering,are major problems that need to be addressed and reduced through proper awareness and training.展开更多
This paper explores the convergence of Saudi Arabia’s Vision 2030 with the increasing dependence on the Internet for educational purposes. It sheds light on the potential cybersecurity risks and how parental percepti...This paper explores the convergence of Saudi Arabia’s Vision 2030 with the increasing dependence on the Internet for educational purposes. It sheds light on the potential cybersecurity risks and how parental perception impacts children’s willingness to adapt cybersecurity features. By instilling the significance of cybersecurity awareness in early stages, society can provide children with the necessary skills to navigate the digital realm responsibly. As we progress, ongoing research and collaborative endeavors will be pivotal in formulating effective strategies to shield the digital generation from the potential pitfalls of the virtual realm. Regular Internet usage is essential for various purposes such as communication, education, and leisure. The cohorts of Generation Z and Alpha were born during a period of exponential Internet growth, leading them to heavily engage with the Internet. Consequently, they are equally vulnerable to cybersecurity threats just like adults. Addressing potential security risks for today’s youth becomes the responsibility of parents as the primary line of defense. This research focuses on raising awareness about the imperative of ensuring children’s safety in the online sphere, particularly by their parents. The study is conducted within the specific context of Saudi Arabia, aiming to examine how Saudi parents’ perception of cybersecurity influences their children’s cyber safety. The study identifies critical factors, including attitudes towards cybersecurity, awareness of cybersecurity, and prevailing social norms regarding cybersecurity. These factors contribute to the development of parents’ intention to prioritize cybersecurity, which consequently affects their children’s behaviors in the digital realm. Utilizing a quantitative approach based on a questionnaire, the study employs a Structural Equation Modeling (SEM) framework to analyze the collected data. The study’s findings underscore that parents’ intent towards cybersecurity plays a significant role in shaping their children’s behavior concerning cyber safety.展开更多
An attacker has several options for breaking through an organization’s information security protections. Human factors are determined to be the source of some of the worst cyber-attacks every day in every business. T...An attacker has several options for breaking through an organization’s information security protections. Human factors are determined to be the source of some of the worst cyber-attacks every day in every business. The human method, often known as “social engineering”, is the hardest to cope with. This paper examines many types of social engineering. The aim of this study was to ascertain the level of awareness of social engineering, provide appropriate solutions to problems to reduce those engineering risks, and avoid obstacles that could prevent increasing awareness of the dangers of social engineering—Shaqra University (Kingdom of Saudi Arabia). A questionnaire was developed and surveyed 508 employees working at different organizations. The overall Cronbach’s alpha was 0.756, which very good value, the correlation coefficient between each of the items is statistically significant at 0.01 level. The study showed that 63.4% of the surveyed sample had no idea about social engineering. 67.3% of the total samples had no idea about social engineering threats. 42.1% have a weak knowledge of social engineering and only 7.5% of the sample had a good knowledge of social engineering. 64.7% of the male did not know what social engineering is. 68.0% of the administrators did not know what social engineering is. Employees who did not take courses showed statistically significant differences.展开更多
文摘This review examines human vulnerabilities in cybersecurity within Microfinance Institutions, analyzing their impact on organizational resilience. Focusing on social engineering, inadequate security training, and weak internal protocols, the study identifies key vulnerabilities exacerbating cyber threats to MFIs. A literature review using databases like IEEE Xplore and Google Scholar focused on studies from 2019 to 2023 addressing human factors in cybersecurity specific to MFIs. Analysis of 57 studies reveals that phishing and insider threats are predominant, with a 20% annual increase in phishing attempts. Employee susceptibility to these attacks is heightened by insufficient training, with entry-level employees showing the highest vulnerability rates. Further, only 35% of MFIs offer regular cybersecurity training, significantly impacting incident reduction. This paper recommends enhanced training frequency, robust internal controls, and a cybersecurity-aware culture to mitigate human-induced cyber risks in MFIs.
基金the Deanship of Scientific Research at Majmaah University for supporting this work under Project Number No-R-14xx-4x.
文摘Today,security is a major challenge linked with computer network companies that cannot defend against cyber-attacks.Numerous vulnerable factors increase security risks and cyber-attacks,including viruses,the internet,communications,and hackers.Internets of Things(IoT)devices are more effective,and the number of devices connected to the internet is constantly increasing,and governments and businesses are also using these technologies to perform business activities effectively.However,the increasing uses of technologies also increase risks,such as password attacks,social engineering,and phishing attacks.Humans play a major role in the field of cybersecurity.It is observed that more than 39%of security risks are related to the human factor,and 95%of successful cyber-attacks are caused by human error,with most of them being insider threats.The major human factor issue in cybersecurity is a lack of user awareness of cyber threats.This study focuses on the human factor by surveying the vulnerabilities and reducing the risk by focusing on human nature and reacting to different situations.This study highlighted that most of the participants are not experienced with cybersecurity threats and how to protect their personal information.Moreover,the lack of awareness of the top three vulnerabilities related to the human factor in cybersecurity,such as phishing attacks,passwords,attacks,and social engineering,are major problems that need to be addressed and reduced through proper awareness and training.
文摘This paper explores the convergence of Saudi Arabia’s Vision 2030 with the increasing dependence on the Internet for educational purposes. It sheds light on the potential cybersecurity risks and how parental perception impacts children’s willingness to adapt cybersecurity features. By instilling the significance of cybersecurity awareness in early stages, society can provide children with the necessary skills to navigate the digital realm responsibly. As we progress, ongoing research and collaborative endeavors will be pivotal in formulating effective strategies to shield the digital generation from the potential pitfalls of the virtual realm. Regular Internet usage is essential for various purposes such as communication, education, and leisure. The cohorts of Generation Z and Alpha were born during a period of exponential Internet growth, leading them to heavily engage with the Internet. Consequently, they are equally vulnerable to cybersecurity threats just like adults. Addressing potential security risks for today’s youth becomes the responsibility of parents as the primary line of defense. This research focuses on raising awareness about the imperative of ensuring children’s safety in the online sphere, particularly by their parents. The study is conducted within the specific context of Saudi Arabia, aiming to examine how Saudi parents’ perception of cybersecurity influences their children’s cyber safety. The study identifies critical factors, including attitudes towards cybersecurity, awareness of cybersecurity, and prevailing social norms regarding cybersecurity. These factors contribute to the development of parents’ intention to prioritize cybersecurity, which consequently affects their children’s behaviors in the digital realm. Utilizing a quantitative approach based on a questionnaire, the study employs a Structural Equation Modeling (SEM) framework to analyze the collected data. The study’s findings underscore that parents’ intent towards cybersecurity plays a significant role in shaping their children’s behavior concerning cyber safety.
文摘An attacker has several options for breaking through an organization’s information security protections. Human factors are determined to be the source of some of the worst cyber-attacks every day in every business. The human method, often known as “social engineering”, is the hardest to cope with. This paper examines many types of social engineering. The aim of this study was to ascertain the level of awareness of social engineering, provide appropriate solutions to problems to reduce those engineering risks, and avoid obstacles that could prevent increasing awareness of the dangers of social engineering—Shaqra University (Kingdom of Saudi Arabia). A questionnaire was developed and surveyed 508 employees working at different organizations. The overall Cronbach’s alpha was 0.756, which very good value, the correlation coefficient between each of the items is statistically significant at 0.01 level. The study showed that 63.4% of the surveyed sample had no idea about social engineering. 67.3% of the total samples had no idea about social engineering threats. 42.1% have a weak knowledge of social engineering and only 7.5% of the sample had a good knowledge of social engineering. 64.7% of the male did not know what social engineering is. 68.0% of the administrators did not know what social engineering is. Employees who did not take courses showed statistically significant differences.
