Artificial intelligence(AI)is reshaping financial systems and services,as intelligent AI agents increasingly form the foundation of autonomous,goal-driven systems capable of reasoning,learning,and action.This review s...Artificial intelligence(AI)is reshaping financial systems and services,as intelligent AI agents increasingly form the foundation of autonomous,goal-driven systems capable of reasoning,learning,and action.This review synthesizes recent research and developments in the application of AI agents across core financial domains.Specifically,it covers the deployment of agent-based AI in algorithmic trading,fraud detection,credit risk assessment,roboadvisory,and regulatory compliance(RegTech).The review focuses on advanced agent-based methodologies,including reinforcement learning,multi-agent systems,and autonomous decision-making frameworks,particularly those leveraging large language models(LLMs),contrasting these with traditional AI or purely statistical models.Our primary goals are to consolidate current knowledge,identify significant trends and architectural approaches,review the practical efficiency and impact of current applications,and delineate key challenges and promising future research directions.The increasing sophistication of AI agents offers unprecedented opportunities for innovation in finance,yet presents complex technical,ethical,and regulatory challenges that demand careful consideration and proactive strategies.This review aims to provide a comprehensive understanding of this rapidly evolving landscape,highlighting the role of agent-based AI in the ongoing transformation of the financial industry,and is intended to serve financial institutions,regulators,investors,analysts,researchers,and other key stakeholders in the financial ecosystem.展开更多
The integration of machine learning(ML)into geohazard assessment has successfully instigated a paradigm shift,leading to the production of models that possess a level of predictive accuracy previously considered unatt...The integration of machine learning(ML)into geohazard assessment has successfully instigated a paradigm shift,leading to the production of models that possess a level of predictive accuracy previously considered unattainable.However,the black-box nature of these systems presents a significant barrier,hindering their operational adoption,regulatory approval,and full scientific validation.This paper provides a systematic review and synthesis of the emerging field of explainable artificial intelligence(XAI)as applied to geohazard science(GeoXAI),a domain that aims to resolve the long-standing trade-off between model performance and interpretability.A rigorous synthesis of 87 foundational studies is used to map the intellectual and methodological contours of this rapidly expanding field.The analysis reveals that current research efforts are concentrated predominantly on landslide and flood assessment.Methodologically,tree-based ensembles and deep learning models dominate the literature,with SHapley Additive exPlanations(SHAP)frequently adopted as the principal post-hoc explanation technique.More importantly,the review further documents how the role of XAI has shifted:rather than being used solely as a tool for interpreting models after training,it is increasingly integrated into the modeling cycle itself.Recent applications include its use in feature selection,adaptive sampling strategies,and model evaluation.The evidence also shows that GeoXAI extends beyond producing feature rankings.It reveals nonlinear thresholds and interaction effects that generate deeper mechanistic insights into hazard processes and mechanisms.Nevertheless,several key challenges remain unresolved within the field.These persistent issues are especially pronounced when considering the crucial necessity for interpretation stability,the demanding scholarly task of reliably distinguishing correlation from causation,and the development of appropriate methods for the treatment of complex spatio-temporal dynamics.展开更多
The increasing number of interconnected devices and the incorporation of smart technology into contemporary healthcare systems have significantly raised the attack surface of cyber threats.The early detection of threa...The increasing number of interconnected devices and the incorporation of smart technology into contemporary healthcare systems have significantly raised the attack surface of cyber threats.The early detection of threats is both necessary and complex,yet these interconnected healthcare settings generate enormous amounts of heterogeneous data.Traditional Intrusion Detection Systems(IDS),which are generally centralized and machine learning-based,often fail to address the rapidly changing nature of cyberattacks and are challenged by ethical concerns related to patient data privacy.Moreover,traditional AI-driven IDS usually face challenges in handling large-scale,heterogeneous healthcare data while ensuring data privacy and operational efficiency.To address these issues,emerging technologies such as Big Data Analytics(BDA)and Federated Learning(FL)provide a hybrid framework for scalable,adaptive intrusion detection in IoT-driven healthcare systems.Big data techniques enable processing large-scale,highdimensional healthcare data,and FL can be used to train a model in a decentralized manner without transferring raw data,thereby maintaining privacy between institutions.This research proposes a privacy-preserving Federated Learning–based model that efficiently detects cyber threats in connected healthcare systems while ensuring distributed big data processing,privacy,and compliance with ethical regulations.To strengthen the reliability of the reported findings,the resultswere validated using cross-dataset testing and 95%confidence intervals derived frombootstrap analysis,confirming consistent performance across heterogeneous healthcare data distributions.This solution takes a significant step toward securing next-generation healthcare infrastructure by combining scalability,privacy,adaptability,and earlydetection capabilities.The proposed global model achieves a test accuracy of 99.93%±0.03(95%CI)and amiss-rate of only 0.07%±0.02,representing state-of-the-art performance in privacy-preserving intrusion detection.The proposed FL-driven IDS framework offers an efficient,privacy-preserving,and scalable solution for securing next-generation healthcare infrastructures by combining adaptability,early detection,and ethical data management.展开更多
External forces of marine weather, such as waves, currents and wind flows, affect the course and speed of a ship under way. As a result, marine accidents, such as collisions or grounding, may occur, particularly in in...External forces of marine weather, such as waves, currents and wind flows, affect the course and speed of a ship under way. As a result, marine accidents, such as collisions or grounding, may occur, particularly in inshore areas. On coasts where earthquakes and tsunamis occur frequently, such as the Japanese coast, a tsunami that advances into a bay from the open sea is influenced by the submarine topography. It grows into a huge wave that could cause tremendous damage to ships under way and at anchorage. A massive earthquake occurred in the Tohoku and Kanto regions of Japan on March 11,2011. In response, a tsunami alert, a tsunami warning and an advisory were issued for the entire Pacific coast region. This research investigates the evacuation behaviour of ships by AIS （automatic identification system） data in Tokyo Bay after the tsunami warning was issued. The unusual behaviour observed was attributed to the emergency evacuation of ships.展开更多
基金supported by the Ministry of Education and Science of the Republic of North Macedonia through the project“Utilizing AI and National Large Language Models to Advance Macedonian Language Capabilties”。
文摘Artificial intelligence(AI)is reshaping financial systems and services,as intelligent AI agents increasingly form the foundation of autonomous,goal-driven systems capable of reasoning,learning,and action.This review synthesizes recent research and developments in the application of AI agents across core financial domains.Specifically,it covers the deployment of agent-based AI in algorithmic trading,fraud detection,credit risk assessment,roboadvisory,and regulatory compliance(RegTech).The review focuses on advanced agent-based methodologies,including reinforcement learning,multi-agent systems,and autonomous decision-making frameworks,particularly those leveraging large language models(LLMs),contrasting these with traditional AI or purely statistical models.Our primary goals are to consolidate current knowledge,identify significant trends and architectural approaches,review the practical efficiency and impact of current applications,and delineate key challenges and promising future research directions.The increasing sophistication of AI agents offers unprecedented opportunities for innovation in finance,yet presents complex technical,ethical,and regulatory challenges that demand careful consideration and proactive strategies.This review aims to provide a comprehensive understanding of this rapidly evolving landscape,highlighting the role of agent-based AI in the ongoing transformation of the financial industry,and is intended to serve financial institutions,regulators,investors,analysts,researchers,and other key stakeholders in the financial ecosystem.
文摘The integration of machine learning(ML)into geohazard assessment has successfully instigated a paradigm shift,leading to the production of models that possess a level of predictive accuracy previously considered unattainable.However,the black-box nature of these systems presents a significant barrier,hindering their operational adoption,regulatory approval,and full scientific validation.This paper provides a systematic review and synthesis of the emerging field of explainable artificial intelligence(XAI)as applied to geohazard science(GeoXAI),a domain that aims to resolve the long-standing trade-off between model performance and interpretability.A rigorous synthesis of 87 foundational studies is used to map the intellectual and methodological contours of this rapidly expanding field.The analysis reveals that current research efforts are concentrated predominantly on landslide and flood assessment.Methodologically,tree-based ensembles and deep learning models dominate the literature,with SHapley Additive exPlanations(SHAP)frequently adopted as the principal post-hoc explanation technique.More importantly,the review further documents how the role of XAI has shifted:rather than being used solely as a tool for interpreting models after training,it is increasingly integrated into the modeling cycle itself.Recent applications include its use in feature selection,adaptive sampling strategies,and model evaluation.The evidence also shows that GeoXAI extends beyond producing feature rankings.It reveals nonlinear thresholds and interaction effects that generate deeper mechanistic insights into hazard processes and mechanisms.Nevertheless,several key challenges remain unresolved within the field.These persistent issues are especially pronounced when considering the crucial necessity for interpretation stability,the demanding scholarly task of reliably distinguishing correlation from causation,and the development of appropriate methods for the treatment of complex spatio-temporal dynamics.
文摘The increasing number of interconnected devices and the incorporation of smart technology into contemporary healthcare systems have significantly raised the attack surface of cyber threats.The early detection of threats is both necessary and complex,yet these interconnected healthcare settings generate enormous amounts of heterogeneous data.Traditional Intrusion Detection Systems(IDS),which are generally centralized and machine learning-based,often fail to address the rapidly changing nature of cyberattacks and are challenged by ethical concerns related to patient data privacy.Moreover,traditional AI-driven IDS usually face challenges in handling large-scale,heterogeneous healthcare data while ensuring data privacy and operational efficiency.To address these issues,emerging technologies such as Big Data Analytics(BDA)and Federated Learning(FL)provide a hybrid framework for scalable,adaptive intrusion detection in IoT-driven healthcare systems.Big data techniques enable processing large-scale,highdimensional healthcare data,and FL can be used to train a model in a decentralized manner without transferring raw data,thereby maintaining privacy between institutions.This research proposes a privacy-preserving Federated Learning–based model that efficiently detects cyber threats in connected healthcare systems while ensuring distributed big data processing,privacy,and compliance with ethical regulations.To strengthen the reliability of the reported findings,the resultswere validated using cross-dataset testing and 95%confidence intervals derived frombootstrap analysis,confirming consistent performance across heterogeneous healthcare data distributions.This solution takes a significant step toward securing next-generation healthcare infrastructure by combining scalability,privacy,adaptability,and earlydetection capabilities.The proposed global model achieves a test accuracy of 99.93%±0.03(95%CI)and amiss-rate of only 0.07%±0.02,representing state-of-the-art performance in privacy-preserving intrusion detection.The proposed FL-driven IDS framework offers an efficient,privacy-preserving,and scalable solution for securing next-generation healthcare infrastructures by combining adaptability,early detection,and ethical data management.
文摘External forces of marine weather, such as waves, currents and wind flows, affect the course and speed of a ship under way. As a result, marine accidents, such as collisions or grounding, may occur, particularly in inshore areas. On coasts where earthquakes and tsunamis occur frequently, such as the Japanese coast, a tsunami that advances into a bay from the open sea is influenced by the submarine topography. It grows into a huge wave that could cause tremendous damage to ships under way and at anchorage. A massive earthquake occurred in the Tohoku and Kanto regions of Japan on March 11,2011. In response, a tsunami alert, a tsunami warning and an advisory were issued for the entire Pacific coast region. This research investigates the evacuation behaviour of ships by AIS （automatic identification system） data in Tokyo Bay after the tsunami warning was issued. The unusual behaviour observed was attributed to the emergency evacuation of ships.
