This article discusses the survival rate of fractional age and the net premium liability reserve for fractional age based on theα-power death hypothesis(specifically divided into cases of paying once a year and payin...This article discusses the survival rate of fractional age and the net premium liability reserve for fractional age based on theα-power death hypothesis(specifically divided into cases of paying once a year and paying m times a year),combined with the specific data of the life table with the help of R language and Actuarial software such as crystal ball compares the specific data fitted by theα-power hypothesis with the three traditional hypotheses,and finally concludes that the use of theα-power death hypothesis can improve the accuracy of fitting the fractional age survival rate and the life insurance net premium liability preparation The prediction accuracy of gold,this conclusion will provide a more accurate idea for all insurance companies and social institutions to calculate the fractional age net premium liability reserve.展开更多
文摘This article discusses the survival rate of fractional age and the net premium liability reserve for fractional age based on theα-power death hypothesis(specifically divided into cases of paying once a year and paying m times a year),combined with the specific data of the life table with the help of R language and Actuarial software such as crystal ball compares the specific data fitted by theα-power hypothesis with the three traditional hypotheses,and finally concludes that the use of theα-power death hypothesis can improve the accuracy of fitting the fractional age survival rate and the life insurance net premium liability preparation The prediction accuracy of gold,this conclusion will provide a more accurate idea for all insurance companies and social institutions to calculate the fractional age net premium liability reserve.
