摘要
随着数字时代的到来,新型信息技术迅速发展,数字供应链金融研究成为学界关注的热点。数字供应链金融是以产业互联网为依托、数据为生产要素、数据信用为核心特征的一种新型金融业态,其发展有助于破解供应链内部信息难以有效传递,资信监管成本高,金融监管难度大等难题。然而,我国供应链金融发展由于信息传递不透明尚存在着一定程度的风险防控问题。文章将围绕促进产业链供应链数字化转型升级,结合实践,研究数字赋能的供应链金融模式创新与风险防控措施,为产业链、供应链与价值链的数字金融服务效率提升,降低整体融资成本,优化中小企业融资环境提供理论指导与借鉴,以实现互利共赢,更好地优化提升产业链供应链现代化水平。
With the advent of the digital age,new information technologies have developed rapidly,and digital supply chain finance has become a hot research topic in the academic circles.Digital supply chain finance is a new type of finance that relies on the industrial Internet,takes data as the production factor,and data credit as the core feature.Its development helps to solve the problems of ineffective transmission of information within the supply chain,high cost of credit supervision,and difficulties in financial supervision.However,there are still some problems in the risk prevention and control in the development of supply chain finance in China due to the lack of transparency in information.This paper focuses on promoting the digital transformation and upgrading of the industrial and supply chain,and studies the innovation and risk prevention and control of the digital-empowered supply finance model,so as to provide theoretical guidance and reference for the improvement of the efficiency of digital financial services in the industrial chain,supply chain,and value chain,reduce the overall financing cost,and optimize the financing environment for small and medium-sized enterprises.In all,this paper seeks to foster mutual benefits and elevate the modernization level of industrial and supply chains.
作者
庞燕
黎杏
PANG Yan;LI Xing(School of Logistics,Central South University of Forestry and Technology,Changsha,Hunan 410004)
出处
《供应链管理》
2025年第8期5-13,共9页
SUPPLY CHAIN MANAGEMENT
基金
国家社科基金项目“数字赋能的农产品冷链物流供应链金融模式创新与监管机制研究”(22BGL114)。
关键词
供应链金融
数字赋能
模式创新
风险防控
supply chain finance
digital empowerment
model innovation
risk prevention and control
