摘要
文章构建了中国金融科技公司基本信息库,利用ArcGIS空间统计方法分析2011—2020年金融科技公司的时空格局演变特征,并运用地理探测器探究了影响其布局的主要因素。研究发现:①中国金融科技公司数量增速在时序上呈“倒U”型,空间分布的总体差异主要源于各区域内的差异,且东部地区差异最大。以东部沿海和长江沿岸相结合的“T型”结构为轴线,公司分布呈“点—轴—网络”的扩散趋势。②中国金融科技公司分布重心向西南小幅移动,以南扩为主,形成“东北—西南”方向的空间格局。③中国金融科技公司集聚程度提高,形成“两极一核多片”的格局,呈现集聚连片式发展态势,而不同技术类型公司的集聚区位存在差异。④中国金融科技公司的空间分布格局是多维度因素共同作用的结果。从不同发展阶段来看,经济实力、财政金融、创新能力和政策环境始终是驱动金融科技公司发展的核心维度。创新孵化政策在各阶段均为最强因子,3个阶段的次强因子各不相同,不同技术类型公司的影响因素则呈现异质性特征。⑤各维度因子的交互作用均表现出显著增强关系,但存在较大差异。财政金融、基础设施和政策环境维度在各阶段都具有较强的催化作用。在全面深化阶段,创新能力维度不仅自身具有重要影响,还能显著增强其他因子的效力。
This study constructs a basic information database of China's fintech companies,uses ArcGIS spatial statistical methods to analyze the spatio-temporal evolution of fintech companies from 2011 to 2020,and utilizes Geodetector to investigate the primary factors influencing their layout.The findings reveal that:1)The growth rate of fintech companies exhibits an"inverted U"trend over time,with overall spatial distribution disparities primarily stemming from regional variations,particularly evident in the eastern region.The distribution of these companies demonstrates a"point-axisnetwork"diffusion trend,centered around a"T-shaped"structure that combines the eastern coast and the Yangtze River.2)The gravity center of fintech company distribution has shifted slightly towards the southwest of China,predominantly due to southward expansion,forming a"northeast-southwest"directional spatial pattern.3)The agglomeration of fintech companies has intensified,resulting in a"two poles,one core,multiple regions"configuration,exhibiting a contiguous development trend.However,the agglomeration locations vary among different types of fintech companies.4)The spatial distribution pattern of fintech companies is influenced by multiple factors.Across different developmental stages,economic strength,fiscal finance,innovation capability,and policy environment consistently serve as the core drivers of fintech company growth.Innovation incubation policies remain the strongest factor at every stage,while the second strongest factors differ across the three stages.Additionally,the influencing factors for different types of fintech companies exhibit heterogeneous characteristics.5)The interaction among these dimensional factors has significantly intensified,albeit with notable variations.Fiscal finance,infrastructure,and policy environment all exert strong catalytic effects across various stages.In the comprehensive deepening stage,the innovation capability dimension not only exerts a significant impact but also substantially enhances the effectiveness of other factors.
作者
盛天翔
许润韬
范从来
姚越
SHENG Tianxiang;XU Runtao;FAN Conglai;YAO Yue(College of Finance,Nanjing Agricultural University,Nanjing 210095,Jiangsu,China;Yangtze River Delta Economic and Social Development Research Center,Nanjing University,Nanjing 210093,Jiangsu,China)
出处
《经济地理》
北大核心
2025年第3期119-128,共10页
Economic Geography
基金
国家自然科学基金面上项目(72373066、72173063)
教育部人文社会科学研究青年基金项目(22YJC790105)
江苏省社会科学基金一般项目(22EYB017)。
关键词
金融科技公司
空间集聚
区域差异
创新能力
政策环境
中国
fintech company
spatial agglomeration
regional differences
innovation ability
policy environment
China
