摘要
基于2010—2023年长三角41个城市的面板数据,实证考察数字普惠金融对新质生产力的影响。研究表明:数字普惠金融显著促进新质生产力的发展,其使用深度发挥的作用更为明显,其促进作用在新质生产力不同维度、不同省份和不同城市发展特征等方面存在异质性。机制分析表明,数字普惠金融通过数字技术创新为新质生产力发展提供驱动力。融资效率在数字普惠金融促进新质生产力发展中存在非线性门槛效应。通过空间杜宾模型发现,数字普惠金融对新质生产力的影响存在空间溢出效应。据此,提出深化金融体制改革、鼓励技术创新、因地制宜发展新质生产力等建议。
Based on the panel data from 41 cities in the Yangtze River Delta from 2010 to 2023,this study empirically investigates the impact of digital inclusive finance on new quality productivity.Research findings show that digital inclusive finance significantly promotes the development of new quality productivity,with its depth of use having a more pronounced effect.The promoting effect exhibits heterogeneity in the development characteristics of different provinces and cities.Mechanism analysis indicates that digital inclusive finance can provide driving motivation for the development of new quality productivity through digital technological innovation.There is a nonlinear threshold effect of financing efficiency in the development of new quality productivity promoted by digital inclusive finance.Using the Spatial Durbin Model,it is found that the impact of digital inclusive finance on new quality productivity has spatial spillover effects.Based on these findings,suggestions are made to deepen financial system reforms,encourage technological innovation,and develop new quality productivity in accordance with local conditions.
作者
阮素梅
邵恬恬
RUAN Sumei;SHAO Tiantian(School of Finance,Anhui University of Finance and Economics,Bengbu,Anhui 233030,China)
出处
《福建农林大学学报(哲学社会科学版)》
2024年第6期39-51,共13页
Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)
基金
安徽省高校科研计划项目(2024AH050006)。
关键词
新质生产力
数字普惠金融
长三角
数字技术创新
new quality productivity
digital inclusive finance
Yangtze River Delta
digital technological innovation
