5press release,"Board Issues Final Rule Amending Home Mortgage Provisions of RegulationZ"(July 14,2008).www.federalreserve.gov/newsevents/press/bcreg/20080714a.htm.
6press release,"Federal Reserve proposes significant changes to Regulation Z(Truth in Lending)intended to.improve the disclosures consumers receive in connection with closed-end mortgages and home-equity lines of credit"(July 23,2009).http://www.federalreserve.gov/newsevents/press/bcreg/20090723a.htm.
7press release,"Federal Reserve announces final roles prohibiting institutions from charging fees for overdrafts.on ATM and one-time debit card transactions"http://www.federalreserve.gov/newsevents/press/bcreg/20091112a.htm,(November 12,2009).
8Survey:Americans Want Consumer Agency For Financial Products And Services,Consumer Affairs.com,Sept.11,2009.
