摘要
农业特别易于发生巨灾风险和巨灾损失,仅2008年中国就发生了四次特大农业灾害事故,给国民经济带来巨大损失,但中国现行的农业保险体系存在缺乏法律依据和保险精算技术支持的问题,因而各种巨灾风险分散路径障碍重重;对此,文章提出尽快出台有关农业保险体系的法律法规、加大对有关农业巨灾风险管理研究的支持并鼓励开展国际合作、将农业再保险界定为政策性业务、多方筹集巨灾风险基金、将参保与各项农业扶持措施相联结的政策建议。
In recent year agriculture in China is catastrophe prone. In 2008 alone, four catastropes occurred in China, which caused great economic losses. Unfortunately the present Chinese agricultural insurance system can not disperse catastrophe risk due to law absence and actuarial study. In this paper, the author suggests that the government promulgate relevant laws on agricultural insurance as soon as possible, encourage risk management study and international cooperation on catastrophe, acknowledge agricultural reinsurance as policy reinsurance, make great efforts to raise catastrophe fund, and link up insurance and supporting policies.
出处
《新疆大学学报（哲学社会科学版）》
CSSCI
2010年第1期1-4,共4页
Journal of Xinjiang University(Philosophy and Social Sciences)
基金
国家自然科学基金资助项目"金融视角下的新疆棉花种植业风险管理研究"(70863009)
中国博士后科学基金资助项目"新疆棉花种植业巨灾损失估计及风险化解途径"(20070421154)
关键词
农业巨灾
分散
对策
Agricultural Catastrophe, Decentralization, Countermeasure
